Hawaii Real Estate Central Visit Bank of Hawaii



Hawaii Mortgage Rates

as of Wednesday, November 18, 2009

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders and compiled, as a public service, by the Honolulu Board of REALTORS® Research Department.

Lender Term/Type Interest Rate % Points % *APR
Acceptance Capital Mtg
674-8989		 15-YR Fixed 4.250 1.000 4.654
30-YR Fixed 4.500 1.000 4.733
1-YR ARM 3.750 1.000 6.459
Aina Mortgage
263-2462		 15-YR Fixed 4.125 1.750 4.440
30-YR Fixed 4.375 1.750 4.556
1-YR ARM 4.000 0.500 4.079
American Home Finance
534-1945		 15-YR Fixed 4.375 0.000 4.450
30-YR Fixed 4.875 0.000 4.940
1-YR ARM 6.000 0.000 6.500
American Savings Bank
593-1226		 15-YR Fixed 4.000 2.125 4.386
30-YR Fixed 4.500 2.125 4.726
1-YR ARM 3.625 2.000 3.593
Ascent Home Loans
447-9629		 15-YR Fixed 4.125 1.000 4.511
30-YR Fixed 4.500 1.000 4.723
1-YR ARM 4.250 0.000 3.544
Bank of Hawaii
694-1444		 15-YR Fixed 4.125 1.500 4.350
30-YR Fixed 4.500 2.000 4.673
1-YR ARM 3.875 1.625 3.546
Castle & Cooke Mortgage
627-9834		 15-YR Fixed 4.125 2.000 4.456
30-YR Fixed 4.500 2.000 4.691
1-YR ARM 3.750 2.000 4.965
Central Pacific HomeLoans
356-4000		 15-YR Fixed 3.875 2.125 4.277
30-YR Fixed 4.375 2.375 4.632
1-YR ARM 4.625 2.125 3.614
CUSO of Hawaii
539-0193		 15-YR Fixed 4.000 2.750 4.456
30-YR Fixed 4.375 2.750 4.639
1-YR ARM 3.750 1.000 3.274
Finance Factors
522-2000		 15-YR Fixed 4.125 1.625 4.422
30-YR Fixed 4.500 1.750 4.683
1-YR ARM 4.750 1.875 3.905
First Hawaiian Bank
643-4663		 15-YR Fixed 4.000 2.000 4.340
30-YR Fixed 4.500 2.000 4.700
1-YR ARM 3.750 2.000 3.470
Hawaii National Bank
528-7848		 15-YR Fixed 4.000 2.000 4.322
30-YR Fixed 4.500 2.000 4.686
1-YR ARM 3.875 1.750 3.102
HomeStreet Bank
596-0343		 15-YR Fixed 4.000 2.000 4.406
30-YR Fixed 4.625 1.750 4.844
1-YR ARM 3.750 2.000 4.273
House of Finance
847-8493		 15-YR Fixed 4.125 1.500 4.493
30-YR Fixed 4.500 2.000 4.759
1-YR ARM 3.875 1.500 3.579
Imperial Mortgage
263-6363		 15-YR Fixed 4.000 2.000 4.444
30-YR Fixed 4.375 2.000 4.645
1-YR ARM 3.875 1.625 3.599
Kailua Mortgage
261-7055		 15-YR Fixed 4.250 0.000 4.405
30-YR Fixed 4.500 1.125 4.688
1-YR ARM 3.750 1.875 3.584
Lau, Donald Mortgage
732-8893		 15-YR Fixed 4.000 2.000 4.404
30-YR Fixed 4.500 2.000 4.737
1-YR ARM 4.000 2.000 3.368
Legacy Mortgage
545-2212		 15-YR Fixed 3.750 2.000 4.182
30-YR Fixed 4.250 1.898 4.483
1-YR ARM 3.875 0.875 5.009
Miranda, Violet Mortgage
488-7749		 15-YR Fixed 4.000 1.625 4.420
30-YR Fixed 4.375 2.000 4.618
1-YR ARM 3.750 1.000 3.302
Mortgage Express
532-9555		 15-YR Fixed 4.375 0.000 4.514
30-YR Fixed 4.750 0.000 4.831
1-YR ARM 4.375 1.000 3.685
Mortgage Resources
521-1744		 15-YR Fixed 4.000 1.750 4.370
30-YR Fixed 4.375 2.023 4.614
1-YR ARM 3.875 1.625 3.852
Navy Federal Credit Union
254-7889		 15-YR Fixed 4.250 1.250 4.482
30-YR Fixed 4.750 1.250 4.888
1-YR ARM 4.500 1.250 3.537
New Horizons Financial
483-7400		 15-YR Fixed 4.375 0.000 4.661
30-YR Fixed 4.875 0.000 5.043
1-YR ARM 3.750 0.000 6.707
NorthStar Alliance
536-3656		 15-YR Fixed 4.000 1.250 4.411
30-YR Fixed 4.375 1.500 4.634
1-YR ARM 4.500 2.000 3.622
One Stop Financial Svcs
983-3323		 15-YR Fixed 3.375 4.809 4.413
30-YR Fixed 3.875 4.362 4.930
1-YR ARM 3.750 2.000 3.679
Phoenix Financial
952-9822		 15-YR Fixed 4.125 2.000 4.520
30-YR Fixed 4.375 2.000 4.600
1-YR ARM 4.250 2.000 4.910
Pioneer Home Loans Inc.
239-4434		 15-YR Fixed 4.375 0.000 4.520
30-YR Fixed 4.875 0.000 4.960
1-YR ARM 3.750 0.000 3.830
Pyramid Mortgage
527-7249		 15-YR Fixed 4.250 0.000 4.351
30-YR Fixed 4.750 0.000 4.808
1-YR ARM 3.250 2.000 3.697
Spectrum Mortgage
551-2112		 15-YR Fixed 4.125 2.000 4.540
30-YR Fixed 4.500 2.000 4.742
1-YR ARM 3.750 2.000 4.186
Territorial Savings
946-1400		 15-YR Fixed 4.125 2.125 4.511
30-YR Fixed 4.500 2.125 4.722
1-YR ARM 4.500 2.000 3.184
Wells Fargo Home Mortgage
946-8832		 15-YR Fixed 4.125 2.000 4.520
30-YR Fixed 4.625 1.875 4.850
1-YR ARM 3.250 2.000 3.460


Honolulu Board of REALTORS® • 1136 12th Avenue, Suite 200 • Honolulu, Hawaii 96816 USA
Phone: 808-732-3000 • Fax: 808-732-8732 • Email: hbradmin@hicentral.com

© 1995-2009 Honolulu Board of REALTORS®. All rights reserved. Privacy Policy. Information herein deemed reliable but not guaranteed. Note: Honolulu Board of REALTORS® receives inquiries seeking professional advice; however the Honolulu Board of REALTORS® staff is not qualified, nor licensed, by the state of Hawaii to properly address real estate or legal issues. For questions concerning these issues, consult with either the Hawaii Real Estate Commission, your Principal Broker, or an Attorney.