Wednesday, April 17, 2024
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.875 | 2.125 | 6.347 |
| 30-YR Fixed | 6.750 | 2.000 | 7.040 | |
| 5-YR ARM | 6.250 | 2.125 | 7.623 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 6.500 | 1.000 | 6.660 |
| 30-YR Fixed | 6.875 | 1.625 | 7.037 | |
| 5-YR ARM | 6.625 | 0.875 | 7.561 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 6.000 | 2.000 | 6.543 |
| 30-YR Fixed | 6.750 | 7.108 | 2.125 | |
| 5-YR ARM | 7.125 | 0.000 | 7.900 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 6.000 | 2.125 | 6.575 |
| 30-YR Fixed | 6.750 | 2.125 | 7.116 | |
| 5-YR ARM | 6.375 | 1.500 | 7.656 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 6.000 | 2.125 | 6.540 |
| 30-YR Fixed | 6.625 | 2.375 | 6.990 | |
| 5-YR ARM | 6.375 | 2.000 | 7.720 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 6.125 | 1.375 | 6.507 |
| 30-YR Fixed | 6.875 | 1.375 | 7.120 | |
| 5-YR ARM | 6.625 | 1.000 | 7.565 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 5.750 | 1.851 | 6.198 |
| 30-YR Fixed | 6.500 | 1.993 | 6.763 | |
| 5-YR ARM | ||||
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 7.375 | 0.000 | 7.666 |
| 30-YR Fixed | 7.500 | 0.000 | 7.683 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 6.000 | 2.000 | 6.347 |
| 30-YR Fixed | 6.500 | 2.000 | 6.714 | |
| 5-YR ARM | ||||
|
Violet Miranda Residential & Commercial Mortgage, LLC 808-623-4482 NMLS#250816 |
15-YR Fixed | 5.750 | 1.141 | 6.020 |
| 30-YR Fixed | 6.500 | 1.101 | 6.660 | |
| 5-YR ARM |