Posted: Wednesday, November 26, 2014

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 2.875 0.000 2.960
30-YR Fixed 3.750 0.000 3.840
5-YR ARM 2.750 0.000 2.800
American Savings Bank
593-1226
15-YR Fixed 2.750 1.750 3.095
30-YR Fixed 3.625 1.625 3.815
5-YR ARM 3.000 0.000 3.214
Bank of Hawaii
8776162636
NMLS#473824
15-YR Fixed 2.750 1.875 3.021
30-YR Fixed 3.625 1.625 3.758
5-YR ARM 2.500 0.500 2.950
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 2.875 2.000 3.290
30-YR Fixed 3.750 1.500 3.946
5-YR ARM 2.750 1.250 2.958
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.875 0.875 3.096
30-YR Fixed 3.750 0.625 3.860
5-YR ARM 2.500 0.375 2.811
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 2.875 1.375 3.102
30-YR Fixed 3.750 1.000 3.854
5-YR ARM 3.125 0.500 3.223
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.750 1.750 3.102
30-YR Fixed 3.625 1.500 3.819
5-YR ARM 2.500 1.500 2.993
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.750 2.000 3.080
30-YR Fixed 3.625 2.000 3.810
5-YR ARM 2.750 2.000 3.010
Guild Mortgage
263-4622
NMLS#240838
15-YR Fixed 3.000 1.750 3.254
30-YR Fixed 3.875 1.750 4.012
5-YR ARM 2.875 2.000 3.015
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.750 2.250 3.163
30-YR Fixed 3.625 1.875 3.833
5-YR ARM 2.500 1.250 3.053
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 2.875 1.000 3.114
30-YR Fixed 3.750 1.125 3.897
5-YR ARM 3.000 1.625 3.084
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.750 1.000 2.981
30-YR Fixed 3.500 1.875 3.703
5-YR ARM 2.375 1.500 2.842
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 3.000 2.000 3.390
30-YR Fixed 3.625 2.000 3.848
5-YR ARM 3.625 2.000 3.325
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.875 0.459 3.002
30-YR Fixed 3.625 0.641 3.712
5-YR ARM 2.500 1.054 2.821
Mann Mortgage
566-0505
15-YR Fixed 2.875 1.500 3.192
30-YR Fixed 3.625 1.750 3.819
5-YR ARM 2.250 2.000 3.143
Mortgage Associates of Hawaii, LLC
254-3300
NMLS#270946
15-YR Fixed 2.750 1.625 3.074
30-YR Fixed 3.500 2.000 3.718
5-YR ARM 2.375 1.625 2.876
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.000 0.000 3.142
30-YR Fixed 3.875 0.000 3.962
5-YR ARM 2.750 0.000 3.063
Oahu Real Estate Mortgages
356-2659
NMLS#1154332
15-YR Fixed 2.750 1.375 3.032
30-YR Fixed 3.500 2.250 3.736
5-YR ARM 2.375 1.625 2.687
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.750 1.625 3.043
30-YR Fixed 3.625 1.375 3.771
5-YR ARM 4.250 2.000 3.378
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 2.875 1.750 3.234
30-YR Fixed 3.625 1.375 3.798
5-YR ARM 2.375 1.875 2.905
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