Wednesday, July 18, 2018

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Pacific Federal Credit Union
531-3711
NMLS#377314
15-YR Fixed3.7501.2504.093
30-YR Fixed4.2501.0004.427
5-YR ARM3.6251.6254.725
American Home Finance, Inc.
534-1945
NMLS#277484
15-YR Fixed3.7500.0003.840
30-YR Fixed4.2500.0004.340
5-YR ARM3.6250.0003.715
American Savings Bank, F.S.B
593-1226
NMLS#423168
15-YR Fixed3.5001.8753.878
30-YR Fixed4.1252.0004.357
5-YR ARM3.3750.0003.347
Bank of Hawaii
877-616-2636
NMLS#
15-YR Fixed3.5001.7503.758
30-YR Fixed4.1251.7504.273
5-YR ARM2.8750.1254.379
Central Pacific Bank
544-0500
NMLS#416603
15-YR Fixed3.5001.7503.862
30-YR Fixed4.1252.0004.358
5-YR ARM3.0001.5004.981
Finance Factors, Ltd.
522-6071
NMLS#449916
15-YR Fixed3.6251.7503.970
30-YR Fixed4.2501.8754.459
5-YR ARM5.5001.5005.946
First Hawaiian Bank
643-4663
NMLS#
15-YR Fixed3.7501.1254.090
30-YR Fixed4.3750.6254.530
5-YR ARM3.1251.0004.490
Guild Mortgage Company
263-4622
NMLS#3274
15-YR Fixed3.6251.7903.927
30-YR Fixed4.1252.0004.364
5-YR ARM3.5001.7503.635
Hawaii State Federal Credit Union
447-3480
NMLS#405316
15-YR Fixed3.6251.3753.925
30-YR Fixed4.2501.3754.426
5-YR ARM3.0000.6254.534
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed3.8750.8754.100
30-YR Fixed4.2501.7504.460
5-YR ARM4.5000.8753.410
House of Finance, Inc.
847-8493
NMLS#378949
15-YR Fixed3.8751.1254.183
30-YR Fixed4.3751.2504.566
5-YR ARM3.7501.0004.891
Imperial Mortgage LLC
263-6363
NMLS#289505
15-YR Fixed3.3751.5003.722
30-YR Fixed4.0001.7504.208
5-YR ARM3.3751.5004.629
Legacy Mortgage, Inc.
382-1371
NMLS#389862
15-YR Fixed3.1252.6253.573
30-YR Fixed3.7502.6254.005
5-YR ARM2.7502.6254.464
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed3.6251.6254.125
30-YR Fixed4.3750.8754.601
5-YR ARM4.3750.2504.557
Oahu Real Estate Mortgages
356-2659
NMLS#1154332
15-YR Fixed3.1252.6253.598
30-YR Fixed3.7502.6254.022
5-YR ARM2.7502.6253.001
Territorial Savings Bank
946-1400
NMLS#449554
15-YR Fixed3.5001.8753.840
30-YR Fixed4.1252.0004.329
5-YR ARM4.2502.0005.076
VanKeef Financial LLC
518-3060
NMLS#119517
15-YR Fixed3.7500.0003.750
30-YR Fixed4.2500.0004.250
5-YR ARM3.6250.0003.625
Violet Miranda Residential
& Commercial Mortgage LLC
623-4482
NMLS#250816
15-YR Fixed3.3751.0003.520
30-YR Fixed4.0001.1254.038
5-YR ARM3.2501.0003.348