Wednesday, August 26, 2015

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Akamai Financial Services
526-3500
NMLS#307879
15-YR Fixed 2.875 -0.125 3.021
30-YR Fixed 3.750 0.000 3.972
5-YR ARM 2.875 0.000 3.096
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 2.875 0.000 2.964
30-YR Fixed 3.750 0.000 3.797
5-YR ARM 2.625 0.000 2.966
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 2.875 0.000 2.920
30-YR Fixed 3.625 0.000 3.665
5-YR ARM 2.625 0.000 2.700
American Savings Bank
593-1226
15-YR Fixed 2.750 2.000 3.131
30-YR Fixed 3.625 2.000 3.847
5-YR ARM 2.750 0.500 3.166
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed 2.750 2.000 3.039
30-YR Fixed 3.625 1.875 3.779
5-YR ARM 2.875 0.500 3.241
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 2.875 2.000 3.290
30-YR Fixed 3.625 1.875 3.851
5-YR ARM 2.750 1.750 3.174
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.875 0.625 3.059
30-YR Fixed 3.750 0.750 3.870
5-YR ARM 2.500 1.125 3.024
Compass Home Loans LLC
518-3650
NMLS#1194719
15-YR Fixed 2.875 1.375 3.253
30-YR Fixed 3.750 1.375 3.925
5-YR ARM 2.875 1.875 3.205
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 3.000 0.625 3.120
30-YR Fixed 3.875 0.250 3.918
5-YR ARM 3.000 0.375 3.186
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.750 2.000 3.080
30-YR Fixed 3.625 2.000 3.810
5-YR ARM 2.750 2.000 3.170
guaranteedRate
791-9863
NMLS#2611
15-YR Fixed 2.750 1.625 3.086
30-YR Fixed 3.625 1.375 3.796
5-YR ARM 2.500 1.250 2.651
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.750 1.625 3.071
30-YR Fixed 3.625 1.500 3.802
5-YR ARM 2.875 0.750 3.308
Honolulu Homeloans
681-7500
NMLS#314918
15-YR Fixed 2.875 1.250 3.151
30-YR Fixed 3.750 1.125 3.897
5-YR ARM 3.125 1.125 3.074
House of Finance
847-8493
NMLS#378949
15-YR Fixed 2.875 1.000 3.146
30-YR Fixed 3.625 0.750 3.762
5-YR ARM 3.250 1.000 3.453
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.625 1.625 2.946
30-YR Fixed 3.500 2.000 3.735
5-YR ARM 2.375 1.250 2.979
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 3.000 2.000 3.390
30-YR Fixed 3.625 2.000 3.849
5-YR ARM 3.625 2.000 3.338
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.750 1.250 3.006
30-YR Fixed 3.500 1.875 3.697
5-YR ARM 2.375 2.250 3.054
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.750 1.250 2.893
30-YR Fixed 3.625 1.500 3.748
5-YR ARM 2.375 1.750 2.510
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.125 0.000 3.267
30-YR Fixed 3.875 0.000 3.962
5-YR ARM 3.000 0.000 3.343
Oahu Real Estate Mortgages
356-2659
NMLS#1154332
15-YR Fixed 2.750 1.000 2.975
30-YR Fixed 3.500 1.750 3.693
5-YR ARM 2.375 1.000 2.463
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.750 1.625 3.043
30-YR Fixed 3.625 2.000 3.822
5-YR ARM 4.250 2.000 3.545
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 2.875 1.875 3.267
30-YR Fixed 3.750 1.500 3.943
5-YR ARM 2.375 1.875 3.076