Posted: Wednesday, July 23, 2014

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 2.875 0.500 3.040
30-YR Fixed 3.875 0.750 3.972
5-YR ARM 2.375 0.625 2.934
American Family Lending
371-6797
NMLS#218278
15-YR Fixed 3.125 -0.375 3.180
30-YR Fixed 4.125 -0.750 4.129
5-YR ARM 2.875 -0.125 2.945
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 2.875 0.000 2.960
30-YR Fixed 3.875 0.000 3.960
5-YR ARM 2.750 0.000 2.800
American Savings Bank
593-1226
15-YR Fixed 2.875 1.875 3.240
30-YR Fixed 3.875 2.125 4.112
5-YR ARM 2.875 0.125 3.180
Bank of Hawaii
8776162636
NMLS#473824
15-YR Fixed 2.875 1.750 3.129
30-YR Fixed 3.875 2.000 4.042
5-YR ARM 2.500 0.000 2.829
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 3.125 1.500 3.469
30-YR Fixed 4.000 2.000 4.242
5-YR ARM 2.875 1.750 3.033
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.875 1.125 3.132
30-YR Fixed 3.875 1.625 4.071
5-YR ARM 3.750 0.875 3.287
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 2.875 1.750 3.157
30-YR Fixed 3.875 1.625 4.033
5-YR ARM 2.625 1.250 2.845
East West Mortgage
375-0875
NMLS#258459
15-YR Fixed 3.000 0.000 3.053
30-YR Fixed 4.000 0.000 4.031
5-YR ARM 2.625 0.000 3.143
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.875 1.750 3.199
30-YR Fixed 3.875 1.625 4.050
5-YR ARM 3.125 1.000 3.008
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.790 2.000 3.120
30-YR Fixed 3.875 2.000 4.070
5-YR ARM 2.750 2.000 2.930
Hawaii Mortgage Resources
526-2499
NMLS#243743
15-YR Fixed 3.000 0.250 3.132
30-YR Fixed 4.000 0.375 4.087
5-YR ARM 2.625 0.375 2.803
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.875 2.125 3.272
30-YR Fixed 3.875 2.250 4.120
5-YR ARM 2.500 1.250 2.971
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 3.000 1.125 3.258
30-YR Fixed 4.000 1.000 4.138
5-YR ARM 3.125 1.125 3.074
House of Finance
847-8493
NMLS#378949
15-YR Fixed 3.000 1.125 3.277
30-YR Fixed 4.000 1.000 4.155
5-YR ARM 2.500 1.000 3.147
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.750 1.625 3.071
30-YR Fixed 3.875 1.250 4.051
5-YR ARM 2.375 1.250 2.800
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 3.000 2.000 3.390
30-YR Fixed 3.875 2.000 4.104
5-YR ARM 3.625 2.000 3.325
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.750 2.250 3.161
30-YR Fixed 3.750 1.724 3.928
5-YR ARM 2.625 0.966 2.851
Mason-McDuffie Mortgage
566-0138
NMLS#274184
15-YR Fixed 3.250 0.250 3.395
30-YR Fixed 4.000 1.500 4.194
5-YR ARM 3.375 0.000 3.436
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.750 1.375 2.893
30-YR Fixed 3.750 2.125 3.926
5-YR ARM 2.375 0.875 2.744
Mortgage Associates of Hawaii, LLC
254-3300
NMLS#270946
15-YR Fixed 2.750 2.375 3.075
30-YR Fixed 3.875 2.000 4.112
5-YR ARM 2.375 1.875 2.917
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.125 0.000 3.267
30-YR Fixed 4.125 0.000 4.212
5-YR ARM 2.875 0.000 3.180
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.875 1.750 3.188
30-YR Fixed 3.875 1.750 4.055
5-YR ARM 4.250 2.000 3.378
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 2.875 2.000 3.216
30-YR Fixed 3.875 2.000 4.072
5-YR ARM 2.500 2.000 2.877