Posted: Wednesday, June 17, 2015

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Happy Mortgage LLC
888-9013
15-YR Fixed 2.750 1.250 2.839
30-YR Fixed 3.625 1.375 3.672
5-YR ARM 2.375 0.875 2.880
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 3.000 0.000 3.022
30-YR Fixed 3.875 0.000 3.893
5-YR ARM 2.875 0.000 2.900
American Savings Bank
593-1226
15-YR Fixed 2.875 1.750 3.222
30-YR Fixed 3.750 1.875 3.964
5-YR ARM 2.750 0.625 3.176
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed 3.000 1.375 3.199
30-YR Fixed 3.875 1.500 4.000
5-YR ARM 2.875 0.500 3.160
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 3.125 1.500 3.469
30-YR Fixed 3.875 1.500 4.072
5-YR ARM 3.125 1.500 3.260
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.875 1.875 3.243
30-YR Fixed 3.750 2.250 3.997
5-YR ARM 2.500 1.125 3.043
Compass Home Loans LLC
518-3650
NMLS#1194719
15-YR Fixed 3.000 0.875 3.232
30-YR Fixed 3.875 1.375 4.051
5-YR ARM 2.875 1.500 3.215
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 3.125 0.875 3.283
30-YR Fixed 4.000 0.875 4.096
5-YR ARM 3.000 0.750 3.134
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.875 1.750 3.199
30-YR Fixed 3.750 1.750 3.935
5-YR ARM 2.750 1.500 3.243
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.875 2.000 3.200
30-YR Fixed 3.790 2.000 3.980
5-YR ARM 2.750 2.000 3.090
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.875 1.750 3.216
30-YR Fixed 3.750 1.875 3.961
5-YR ARM 2.875 0.750 3.227
Honolulu Homeloans
681-7500
NMLS#314918
15-YR Fixed 3.000 1.125 3.258
30-YR Fixed 3.750 1.375 3.918
5-YR ARM 3.250 1.000 3.095
House of Finance
847-8493
NMLS#378949
15-YR Fixed 3.000 1.125 3.292
30-YR Fixed 3.875 1.125 4.047
5-YR ARM 3.250 1.000 3.428
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.750 1.625 3.072
30-YR Fixed 3.625 2.000 3.862
5-YR ARM 2.375 1.500 2.990
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 3.000 2.000 3.390
30-YR Fixed 3.750 2.000 3.937
5-YR ARM 3.625 2.000 3.338
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.750 1.750 3.079
30-YR Fixed 3.625 1.750 3.813
5-YR ARM 2.375 2.250 3.028
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.625 2.000 2.749
30-YR Fixed 3.625 1.750 3.768
5-YR ARM 2.375 1.125 2.461
Mortgage Associates of Hawaii
254-3300
NMLS#270946
15-YR Fixed 2.875 1.250 3.247
30-YR Fixed 3.750 1.250 3.967
5-YR ARM 2.375 1.625 3.013
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.250 0.000 3.392
30-YR Fixed 4.000 0.000 4.087
5-YR ARM 2.750 0.000 3.218
Mortgage Resource, LLC
521-1744
15-YR Fixed 2.990 1.474 3.388
30-YR Fixed 3.875 1.384 4.096
5-YR ARM 2.875 0.500 3.578
Oahu Real Estate Mortgage
356-2659
15-YR Fixed 2.750 2.000 3.122
30-YR Fixed 3.750 1.000 3.885
5-YR ARM 2.375 1.375 2.492
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.875 1.625 3.169
30-YR Fixed 3.750 1.875 3.939
5-YR ARM 4.250 2.000 3.462