Posted: Wednesday, September 10, 2014

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aina Mortgage
263-2462
NMLS#388196
15-YR Fixed 3.000 0.375 3.107
30-YR Fixed 4.000 0.000 4.031
5-YR ARM 2.750 0.000 2.822
American Family Lending
371-6797
NMLS#218278
15-YR Fixed 3.125 0.000 3.234
30-YR Fixed 4.125 -0.500 4.155
5-YR ARM 2.875 0.250 2.912
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 3.000 0.000 3.090
30-YR Fixed 4.000 0.000 4.090
5-YR ARM 2.750 0.000 2.850
American Savings Bank
593-1226
15-YR Fixed 3.000 1.625 3.331
30-YR Fixed 4.000 1.500 4.186
5-YR ARM 3.000 0.250 3.234
Bank of Hawaii
8776162636
NMLS#473824
15-YR Fixed 2.875 2.250 3.202
30-YR Fixed 4.000 1.375 4.115
5-YR ARM 2.500 0.500 2.950
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 3.125 1.750 3.506
30-YR Fixed 4.000 1.750 4.220
5-YR ARM 2.750 2.000 3.024
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 3.000 1.000 3.241
30-YR Fixed 4.000 1.000 4.145
5-YR ARM 3.750 1.375 3.328
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 3.000 1.875 3.303
30-YR Fixed 4.000 1.625 4.160
5-YR ARM 2.875 1.125 3.020
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 3.000 1.500 3.289
30-YR Fixed 4.000 1.125 4.134
5-YR ARM 2.500 1.500 2.993
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.950 2.000 3.280
30-YR Fixed 3.950 2.000 4.140
5-YR ARM 2.750 2.000 3.010
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 3.000 1.875 3.362
30-YR Fixed 4.000 1.750 4.204
5-YR ARM 2.500 1.250 3.053
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 3.125 1.250 3.403
30-YR Fixed 4.000 1.500 4.181
5-YR ARM 3.375 1.000 3.126
House of Finance
847-8493
NMLS#378949
15-YR Fixed 3.125 1.000 3.385
30-YR Fixed 4.125 1.500 4.325
5-YR ARM 2.500 1.000 3.157
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.875 1.375 3.161
30-YR Fixed 3.875 1.375 4.046
5-YR ARM 2.375 1.750 2.868
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 3.000 2.000 3.390
30-YR Fixed 3.875 2.000 4.104
5-YR ARM 3.625 2.000 3.325
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.875 1.527 3.157
30-YR Fixed 3.750 2.219 3.970
5-YR ARM 2.625 1.687 2.925
Mason-McDuffie Mortgage
566-0138
NMLS#274184
15-YR Fixed 3.250 1.000 3.506
30-YR Fixed 4.125 1.000 4.278
5-YR ARM 3.500 0.000 3.562
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.750 1.750 2.928
30-YR Fixed 3.750 1.875 3.832
5-YR ARM 2.375 1.375 2.762
Mortgage Associates of Hawaii, LLC
254-3300
NMLS#270946
15-YR Fixed 2.875 2.000 3.239
30-YR Fixed 3.875 2.000 4.134
5-YR ARM 2.500 2.250 2.870
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.250 0.000 3.392
30-YR Fixed 4.125 0.000 4.212
5-YR ARM 2.875 0.000 3.188
Oahu Real Estate Mortgage
356-2659
15-YR Fixed 3.125 0.375 3.266
30-YR Fixed 4.125 -0.125 4.133
5-YR ARM 3.125 0.375 3.202
Savvy Realty & Loans
926-3700
NMLS#323171
15-YR Fixed 3.000 0.000 3.166
30-YR Fixed 3.875 0.625 4.026
5-YR ARM 2.625 0.000 2.712
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 3.000 1.625 3.295
30-YR Fixed 3.875 2.000 4.076
5-YR ARM 4.250 2.000 3.378
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 3.125 1.625 3.468
30-YR Fixed 4.000 1.375 4.177
5-YR ARM 2.750 1.750 3.027
Mexican