Wednesday, July 22, 2015

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Akamai Financial Services
526-3500
NMLS#307879
15-YR Fixed 2.875 0.500 3.021
30-YR Fixed 3.750 0.500 3.972
5-YR ARM 2.625 0.000 2.866
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 2.875 0.625 2.964
30-YR Fixed 3.625 1.375 3.672
5-YR ARM 2.375 0.750 2.880
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 3.000 0.000 3.100
30-YR Fixed 3.875 0.000 3.975
5-YR ARM 2.750 0.000 2.875
American Savings Bank
593-1226
15-YR Fixed 2.875 1.875 3.147
30-YR Fixed 3.750 1.875 3.905
5-YR ARM 2.875 0.500 3.160
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed 2.875 1.875 3.147
30-YR Fixed 3.875 1.250 3.979
5-YR ARM 2.875 0.500 3.160
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 3.000 0.625 3.186
30-YR Fixed 3.875 0.875 4.008
5-YR ARM 2.500 1.125 3.034
Compass Home Loans LLC
518-3650
NMLS#1194719
15-YR Fixed 3.000 1.250 3.287
30-YR Fixed 3.875 1.250 4.040
5-YR ARM 2.875 1.500 3.215
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 3.125 0.500 3.228
30-YR Fixed 3.875 1.000 3.980
5-YR ARM 3.000 0.500 3.114
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.875 1.750 3.199
30-YR Fixed 3.750 1.625 3.924
5-YR ARM 2.750 1.500 3.243
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.875 2.000 3.200
30-YR Fixed 3.750 2.000 3.940
5-YR ARM 2.750 2.000 3.090
Guild Mortgage
263-4622
NMLS#240838
15-YR Fixed 3.000 1.750 3.254
30-YR Fixed 3.750 2.000 4.014
5-YR ARM 2.375 2.000 3.001
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.750 2.125 3.144
30-YR Fixed 3.625 2.250 3.865
5-YR ARM 2.875 0.750 3.227
Honolulu Homeloans
681-7500
NMLS#314918
15-YR Fixed 3.000 1.125 3.258
30-YR Fixed 3.875 1.250 4.033
5-YR ARM 3.250 0.875 3.085
House of Finance
847-8493
NMLS#378949
15-YR Fixed 3.000 0.875 3.255
30-YR Fixed 3.750 1.500 3.952
5-YR ARM 3.250 1.000 3.439
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.750 1.375 3.035
30-YR Fixed 3.625 1.750 3.968
5-YR ARM 2.375 1.125 2.955
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 3.000 2.000 3.390
30-YR Fixed 3.750 2.000 3.937
5-YR ARM 3.625 2.000 3.338
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.750 1.875 3.097
30-YR Fixed 3.625 1.875 3.823
5-YR ARM 2.375 2.250 3.037
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.750 1.000 2.893
30-YR Fixed 3.625 1.375 3.737
5-YR ARM 2.375 0.750 2.452
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.250 0.000 3.388
30-YR Fixed 4.000 0.000 4.087
5-YR ARM 3.000 0.000 3.343
Mortgage Resource, LLC
521-1744
NMLS#1144373
15-YR Fixed 2.750 1.500 3.147
30-YR Fixed 3.625 1.875 4.088
5-YR ARM 2.375 1.250 3.372
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.875 1.500 3.151
30-YR Fixed 3.750 1.875 3.938
5-YR ARM 4.250 2.000 3.462
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 3.000 1.500 3.356
30-YR Fixed 3.875 1.375 4.069
5-YR ARM 2.625 1.625 3.072