Posted: Wednesday, May 20, 2015

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 2.750 0.375 2.839
30-YR Fixed 3.625 0.250 3.672
5-YR ARM 2.375 0.500 2.880
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 2.875 0.000 2.900
30-YR Fixed 3.750 0.000 3.770
5-YR ARM 2.750 0.000 2.800
American Savings Bank
593-1226
15-YR Fixed 2.750 1.750 3.095
30-YR Fixed 3.625 1.875 3.836
5-YR ARM 2.875 0.000 3.170
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed 2.750 2.000 3.039
30-YR Fixed 3.750 1.250 3.853
5-YR ARM 2.750 0.500 3.117
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 3.000 1.500 3.343
30-YR Fixed 3.750 1.250 3.925
5-YR ARM 2.875 1.750 3.146
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.875 1.000 3.114
30-YR Fixed 3.750 1.000 3.891
5-YR ARM 2.500 0.750 2.922
Compass Home Loans LLC
518-3650
NMLS#1194719
15-YR Fixed 2.875 1.500 3.198
30-YR Fixed 3.750 1.000 3.893
5-YR ARM 2.750 1.500 3.089
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 3.000 0.750 3.138
30-YR Fixed 3.750 1.250 3.874
5-YR ARM 3.000 0.750 3.133
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.750 1.875 3.091
30-YR Fixed 3.625 1.625 3.798
5-YR ARM 2.750 1.500 3.162
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.750 2.000 3.080
30-YR Fixed 3.625 2.000 3.810
5-YR ARM 2.750 2.000 3.090
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.875 1.500 3.180
30-YR Fixed 3.750 1.375 3.918
5-YR ARM 2.750 0.250 3.143
Honolulu Homeloans
681-7500
NMLS#314918
15-YR Fixed 2.875 1.125 3.132
30-YR Fixed 3.625 1.875 3.833
5-YR ARM 3.125 1.000 3.064
House of Finance
847-8493
NMLS#378949
15-YR Fixed 2.875 1.125 3.164
30-YR Fixed 3.750 1.000 3.910
5-YR ARM 3.125 1.000 3.341
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.500 2.000 2.903
30-YR Fixed 3.500 1.875 3.724
5-YR ARM 2.375 1.125 2.915
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 2.750 2.000 3.139
30-YR Fixed 3.625 2.000 3.848
5-YR ARM 3.625 2.000 3.338
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.750 1.500 3.042
30-YR Fixed 3.500 2.250 3.728
5-YR ARM 2.375 2.125 2.984
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.500 1.625 2.642
30-YR Fixed 3.500 1.500 3.622
5-YR ARM 2.375 0.750 2.452
Mortgage Associates of Hawaii
254-3300
NMLS#270946
15-YR Fixed 2.550 1.230 3.335
30-YR Fixed 3.750 1.625 3.996
5-YR ARM 2.250 1.600 2.965
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.000 0.000 3.142
30-YR Fixed 3.875 0.000 3.962
5-YR ARM 2.750 0.000 3.088
Savvy Realty & Loans
926-3700
NMLS#323171
15-YR Fixed 2.750 0.250 2.950
30-YR Fixed 3.625 0.125 3.731
5-YR ARM 2.500 0.000 2.586
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.750 1.875 3.080
30-YR Fixed 3.625 1.875 3.813
5-YR ARM 4.250 2.000 3.462
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 2.875 2.000 3.304
30-YR Fixed 3.750 1.125 3.922
5-YR ARM 2.500 1.500 3.019