Posted: Wednesday, Ocober 15, 2014

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aina Mortgage
263-2462
NMLS#388196
15-YR Fixed 2.750 0.250 2.839
30-YR Fixed 3.750 0.000 3.781
5-YR ARM 2.500 0.000 2.737
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 2.750 0.250 2.870
30-YR Fixed 3.625 0.125 3.671
5-YR ARM 2.375 0.250 2.796
American Family Lending
371-6797
NMLS#218278
15-YR Fixed 3.000 -0.250 3.072
30-YR Fixed 3.750 -0.125 3.804
5-YR ARM 2.625 0.000 2.681
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 2.875 0.000 2.975
30-YR Fixed 3.750 0.000 3.860
5-YR ARM 2.750 0.000 2.800
American Savings Bank
593-1226
15-YR Fixed 2.750 1.625 3.076
30-YR Fixed 3.625 1.750 3.826
5-YR ARM 2.750 0.000 3.127
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed 2.625 2.000 2.913
30-YR Fixed 3.500 2.125 3.674
5-YR ARM 2.500 0.500 2.868
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 2.875 2.000 3.290
30-YR Fixed 3.625 2.000 3.862
5-YR ARM 2.750 1.500 2.963
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.875 0.750 3.077
30-YR Fixed 3.625 0.750 3.744
5-YR ARM 2.500 0.125 2.792
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed 3.000 0.375 3.084
30-YR Fixed 3.750 0.750 3.833
5-YR ARM 2.750 0.375 2.834
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.625 1.875 2.965
30-YR Fixed 3.500 2.000 3.703
5-YR ARM 2.500 1.500 2.993
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.750 2.000 3.080
30-YR Fixed 3.500 2.000 3.690
5-YR ARM 2.750 2.000 2.930
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.625 2.375 3.054
30-YR Fixed 3.500 2.375 3.748
5-YR ARM 2.500 1.250 2.971
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 2.875 1.000 3.114
30-YR Fixed 3.625 1.375 3.791
5-YR ARM 2.875 1.750 3.064
House of Finance
847-8493
NMLS#378949
15-YR Fixed 2.750 1.375 3.059
30-YR Fixed 3.625 1.500 3.816
5-YR ARM 2.500 1.000 3.143
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.750 0.500 2.909
30-YR Fixed 3.500 1.500 3.673
5-YR ARM 2.375 0.875 2.763
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 3.000 2.000 3.390
30-YR Fixed 3.625 2.000 3.848
5-YR ARM 3.625 2.000 3.325
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.875 0.000 2.937
30-YR Fixed 3.625 0.000 3.785
5-YR ARM 2.500 0.248 2.745
Mann Mortgage
566-0505
15-YR Fixed 2.750 1.500 3.065
30-YR Fixed 3.625 1.500 3.809
5-YR ARM 2.250 2.000 3.143
Mason-McDuffie Mortgage
566-0138
NMLS#274184
15-YR Fixed 2.875 1.500 3.198
30-YR Fixed 3.750 1.125 3.908
5-YR ARM 2.750 1.000 2.884
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.750 0.750 2.893
30-YR Fixed 3.500 1.625 3.632
5-YR ARM 2.375 0.500 2.726
Mortgage Associates of Hawaii
254-3300
NMLS#270946
15-YR Fixed 2.750 1.750 3.092
30-YR Fixed 3.625 0.875 3.754
5-YR ARM 2.375 1.000 2.827
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.000 0.000 3.142
30-YR Fixed 3.750 0.000 3.837
5-YR ARM 2.750 0.000 3.063
Oahu Real Estate Mortgage
356-2659
NMLS#1154332
15-YR Fixed 2.875 0.750 3.068
30-YR Fixed 3.750 0.125 3.813
5-YR ARM 2.375 1.000 2.596
Savvy Realty & Loans
926-3700
NMLS#323171
15-YR Fixed 2.875 -0.375 2.985
30-YR Fixed 3.625 -0.250 3.702
5-YR ARM 2.500 -0.375 2.557
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.625 2.000 2.972
30-YR Fixed 3.500 2.000 3.697
5-YR ARM 4.250 2.000 3.378
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 2.750 1.875 3.126
30-YR Fixed 3.500 1.625 3.692
5-YR ARM 2.250 1.875 2.751