Posted: Wednesday, January 28, 2015

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Akamai Financial Services
526-3500
NMLS#307879
15-YR Fixed 2.750 0.000 2.876
30-YR Fixed 3.500 0.000 3.626
5-YR ARM 2.625 0.000 2.866
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 2.750 0.000 2.840
30-YR Fixed 3.500 0.000 3.590
5-YR ARM 2.625 0.000 2.700
American Savings Bank
593-1226
15-YR Fixed 2.500 1.875 2.585
30-YR Fixed 3.250 1.875 3.455
5-YR ARM 2.750 0.000 3.127
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed 2.500 1.875 2.769
30-YR Fixed 3.250 2.000 3.411
5-YR ARM 2.500 0.500 2.950
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 2.750 1.750 3.127
30-YR Fixed 3.500 1.375 3.683
5-YR ARM 2.750 0.000 2.904
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.750 0.875 2.969
30-YR Fixed 3.500 0.875 3.628
5-YR ARM 2.500 0.625 2.830
Compass Home Loans LLC
518-3650
NMLS#1194719
15-YR Fixed 2.750 1.330 3.047
30-YR Fixed 3.500 1.104 3.650
5-YR ARM 2.750 1.157 2.980
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.500 1.750 2.821
30-YR Fixed 3.250 2.000 3.450
5-YR ARM 2.500 1.500 2.993
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.500 2.000 2.820
30-YR Fixed 3.290 2.000 3.470
5-YR ARM 2.750 2.000 3.010
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.500 2.250 2.908
30-YR Fixed 3.250 2.375 3.493
5-YR ARM 2.500 1.250 3.053
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 2.625 0.875 2.844
30-YR Fixed 3.500 0.500 3.593
5-YR ARM 3.000 1.000 3.034
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.625 1.250 2.920
30-YR Fixed 3.375 1.500 3.566
5-YR ARM 2.375 0.750 2.821
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 2.750 2.000 3.139
30-YR Fixed 3.375 2.000 3.598
5-YR ARM 3.625 2.000 3.325
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.625 0.333 2.733
30-YR Fixed 3.125 2.234 3.338
5-YR ARM 2.250 1.893 2.835
Mann Mortgage
566-0505
15-YR Fixed 2.625 1.750 2.974
30-YR Fixed 3.375 2.000 3.596
5-YR ARM 2.250 2.000 3.143
Mason-McDuffie Mortgage
566-0138
NMLS#274184
15-YR Fixed 2.875 0.250 3.015
30-YR Fixed 3.500 1.000 3.644
5-YR ARM 3.125 0.000 3.184
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 2.500 1.250 2.642
30-YR Fixed 3.250 1.875 3.400
5-YR ARM 2.375 0.500 2.452
Mortgage Associates of Hawaii
254-3300
NMLS#270946
15-YR Fixed 2.500 0.125 2.580
30-YR Fixed 3.250 0.750 3.250
5-YR ARM 2.375 -6.250 5.254
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 2.875 0.000 3.017
30-YR Fixed 3.625 0.000 3.712
5-YR ARM 2.750 0.000 3.067
Savvy Realty & Loans
926-3700
NMLS#323171
15-YR Fixed 2.625 0.125 2.805
30-YR Fixed 3.375 0.375 3.499
5-YR ARM 2.375 0.125 2.470
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.500 1.750 2.810
30-YR Fixed 3.250 1.875 3.434
5-YR ARM 4.250 2.000 3.378
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 2.750 1.875 3.142
30-YR Fixed 3.250 1.875 3.469
5-YR ARM 2.500 1.750 2.948