Posted: Wednesday, March 25, 2015

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Happy Mortgage LLC
888-9013
NMLS#790278
15-YR Fixed 2.750 0.000 2.816
30-YR Fixed 3.500 0.000 3.526
5-YR ARM 2.375 0.125 2.892
American Home Finance
534-1945
NMLS#277484
15-YR Fixed 2.750 0.000 2.875
30-YR Fixed 3.500 0.000 3.570
5-YR ARM 2.625 0.000 2.700
American Savings Bank
593-1226
15-YR Fixed 2.625 1.750 2.967
30-YR Fixed 3.375 2.250 3.613
5-YR ARM 2.625 0.000 3.083
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed 2.625 1.500 2.840
30-YR Fixed 3.375 2.000 3.537
5-YR ARM 2.500 0.500 3.031
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed 2.875 1.500 3.217
30-YR Fixed 3.500 1.750 3.714
5-YR ARM 2.750 1.375 3.051
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed 2.750 0.875 2.969
30-YR Fixed 3.625 0.500 3.723
5-YR ARM 2.500 0.000 2.864
Compass Home Loans LLC
518-3650
NMLS#1194719
15-YR Fixed 3.000 0.875 3.232
30-YR Fixed 3.625 1.250 3.788
5-YR ARM 2.750 1.000 2.967
Finance Factors
522-2000
NMLS#449916
15-YR Fixed 2.500 1.875 2.839
30-YR Fixed 3.375 1.750 3.556
5-YR ARM 2.500 1.500 3.074
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed 2.625 2.000 2.950
30-YR Fixed 3.450 2.000 3.640
5-YR ARM 2.750 2.000 3.090
Guild Mortgage
263-4622
NMLS#240838
15-YR Fixed 3.000 1.250 3.207
30-YR Fixed 3.625 1.500 3.761
5-YR ARM 2.375 2.000 3.001
Hawaii State FCU
587-2700
NMLS#405316
15-YR Fixed 2.500 2.625 2.963
30-YR Fixed 3.375 2.250 3.610
5-YR ARM 2.500 0.250 3.056
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 2.625 1.375 2.917
30-YR Fixed 3.500 1.125 3.645
5-YR ARM 2.750 1.125 2.985
House of Finance
847-8493
NMLS#378949
15-YR Fixed 2.750 0.875 2.986
30-YR Fixed 3.500 1.000 3.648
5-YR ARM 2.500 0.375 3.226
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed 2.500 2.000 3.525
30-YR Fixed 3.375 2.000 3.607
5-YR ARM 2.375 0.750 2.756
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed 2.500 2.000 2.880
30-YR Fixed 3.337 2.000 3.594
5-YR ARM 3.625 2.000 3.338
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed 2.625 2.250 3.025
30-YR Fixed 3.250 2.250 3.475
5-YR ARM 2.250 2.250 2.923
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed 3.375 1.625 3.506
30-YR Fixed 3.375 1.625 3.506
5-YR ARM 2.375 0.375 2.452
Mortgage Associates of Hawaii
254-3300
NMLS#270946
15-YR Fixed 3.000 1.144 3.360
30-YR Fixed 3.750 0.878 3.915
5-YR ARM 2.500 1.016 2.664
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed 3.000 0.000 3.142
30-YR Fixed 3.625 0.000 3.712
5-YR ARM 2.500 0.000 3.838
Oahu Real Estate Mortgage
356-2659
NMLS#1154332
15-YR Fixed 2.625 1.375 2.903
30-YR Fixed 3.500 1.000 3.631
5-YR ARM 2.375 1.125 2.473
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed 2.625 1.500 2.899
30-YR Fixed 3.500 1.250 3.655
5-YR ARM 4.250 2.000 3.462
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed 2.750 1.500 3.086
30-YR Fixed 3.500 0.750 3.628
5-YR ARM 2.375 2.000 3.005