Wednesday, August 21, 2024
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.000 | 1.875 | 5.411 |
| 30-YR Fixed | 5.875 | 1.750 | 6.120 | |
| 5-YR ARM | 5.375 | 1.750 | 7.278 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.750 | 0.875 | 5.887 |
| 30-YR Fixed | 5.875 | 1.750 | 6.039 | |
| 5-YR ARM | 5.625 | 0.750 | 6.832 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.000 | 2.125 | 5.459 |
| 30-YR Fixed | 5.750 | 2.000 | 6.021 | |
| 5-YR ARM | 6.875 | 0.000 | 7.798 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 4.875 | 2.125 | 5.419 |
| 30-YR Fixed | 5.625 | 2.250 | 5.971 | |
| 5-YR ARM | 6.000 | 1.500 | 7.210 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.000 | 2.000 | 5.490 |
| 30-YR Fixed | 5.875 | 1.625 | 6.140 | |
| 5-YR ARM | 5.250 | 2.000 | 7.210 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 5.125 | 1.750 | 5.545 |
| 30-YR Fixed | 5.875 | 1.625 | 6.123 | |
| 5-YR ARM | 5.500 | 1.375 | 7.245 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 4.750 | 1.801 | 5.149 |
| 30-YR Fixed | 5.500 | 1.623 | 5.727 | |
| 5-YR ARM | ||||
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 6.875 | 0.000 | 7.158 |
| 30-YR Fixed | 7.125 | 0.000 | 7.303 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 5.125 | 1.750 | 5.424 |
| 30-YR Fixed | 5.750 | 1.750 | 5.931 | |
| 5-YR ARM |