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Property Information Current Mortgage Rates

Hawaii Mortgage Rates

Posted: Wednesday, April 16, 2014

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
Lender Term/Type Interest Rate % Points % *APR
Aina Mortgage
263-2462
NMLS#388196		 15-YR Fixed 3.000 0.375 3.107
30-YR Fixed 4.000 0.500 4.073
5-YR ARM 2.750 0.000 2.810
Akamai Financial Services
526-3500
NMLS#307879		 15-YR Fixed 3.125 0.000 3.220
30-YR Fixed 4.125 0.000 4.230
5-YR ARM 2.875 0.000 3.115
Aloha Happy Mortgage LLC
888-9013
NMLS#790278		 15-YR Fixed 2.875 1.375 3.131
30-YR Fixed 3.875 1.625 3.963
5-YR ARM 2.375 0.875 2.953
American Family Lending
371-6797
NMLS#218278		 15-YR Fixed 3.250 -0.250 3.324
30-YR Fixed 4.250 -0.750 4.254
5-YR ARM 2.875 -0.125 2.945
American Home Finance
534-1945
NMLS#277484		 15-YR Fixed 3.000 0.000 3.090
30-YR Fixed 4.000 0.000 4.090
5-YR ARM 3.000 0.000 3.100
American Savings Bank
593-1226
 15-YR Fixed 3.000 2.000 3.387
30-YR Fixed 4.000 2.250 4.251
5-YR ARM 3.000 0.000 3.214
Bank of Hawaii
877-616-2636
NMLS#473824		 15-YR Fixed 3.000 1.875 3.273
30-YR Fixed 4.000 2.125 4.179
5-YR ARM 2.500 0.500 2.868
Castle & Cooke Mortgage
627-9834
NMLS#384418		 15-YR Fixed 3.250 1.750 3.632
30-YR Fixed 4.250 1.500 4.452
5-YR ARM 2.875 1.500 3.012
Central Pacific HomeLoans
356-4000
NMLS#416615		 15-YR Fixed 3.125 1.125 3.386
30-YR Fixed 4.125 1.125 4.282
5-YR ARM 3.750 0.750 3.276
East West Mortgage
375-0875
NMLS#258459		 15-YR Fixed 3.125 0.000 3.178
30-YR Fixed 4.125 0.000 4.156
5-YR ARM 2.625 0.000 3.143
Finance Factors
522-2000
NMLS#449916		 15-YR Fixed 3.000 1.875 3.344
30-YR Fixed 4.125 1.000 4.250
5-YR ARM 3.125 1.000 3.008
First Hawaiian Bank
643-4663
NMLS#420391		 15-YR Fixed 2.875 2.000 3.200
30-YR Fixed 3.950 2.000 4.140
5-YR ARM 2.750 2.000 2.930
Hawaii Mortgage Resources, LLC
526-2499
NMLS#243743		 15-YR Fixed 3.250 -0.125 3.317
30-YR Fixed 4.250 -0.750 4.289
5-YR ARM 3.000 -0.250 3.036
Hawaii State FCU
587-2700
NMLS#405316		 15-YR Fixed 3.125 1.750 3.472
30-YR Fixed 4.125 1.625 4.321
5-YR ARM 2.500 1.250 2.971
Honolulu HomeLoans
681-7500
NMLS#314918		 15-YR Fixed 3.250 1.250 3.529
30-YR Fixed 4.250 1.000 4.390
5-YR ARM 3.625 0.375 3.138
House of Finance
847-8493
NMLS#378949		 15-YR Fixed 3.125 1.500 3.459
30-YR Fixed 4.125 1.375 4.314
5-YR ARM 2.500 1.000 3.146
Imperial Mortgage
263-6363
NMLS#289505		 15-YR Fixed 2.875 1.750 3.248
30-YR Fixed 4.000 1.125 4.201
5-YR ARM 2.375 1.500 2.830
Lau, Donald Mortgage
732-8893
NMLS#299579		 15-YR Fixed 3.250 2.000 3.643
30-YR Fixed 4.000 2.000 4.231
5-YR ARM 3.625 2.000 3.338
Legacy Mortgage
545-2212
NMLS#389862		 15-YR Fixed 3.000 1.748 3.324
30-YR Fixed 4.000 1.584 4.174
5-YR ARM 2.750 1.982 2.975
Mann Mortgage
566-0505
 15-YR Fixed 3.000 2.000 3.561
30-YR Fixed 4.125 1.250 4.392
5-YR ARM 2.250 2.000 3.143
Mason-McDuffie Mortgage
566-0138
NMLS#274184		 15-YR Fixed 3.375 0.500 3.559
30-YR Fixed 4.250 0.500 4.362
5-YR ARM 3.125 0.250 3.203
Miranda, Violet Mortgage
488-7749
NMLS#250816		 15-YR Fixed 2.875 1.625 3.054
30-YR Fixed 3.875 2.125 4.052
5-YR ARM 2.375 1.375 2.837
Mortgage Associates of Hawaii, LLC
254-3300
NMLS#270946		 15-YR Fixed 3.000 1.250 3.362
30-YR Fixed 4.000 1.500 4.215
5-YR ARM 2.500 1.375 2.689
Mortgage Express
532-9555
NMLS#372160		 15-YR Fixed 3.250 0.000 3.388
30-YR Fixed 4.250 0.000 4.327
5-YR ARM 2.990 0.000 3.295
Savvy Realty & Loans
926-3700
NMLS#323171		 15-YR Fixed 3.000 0.375 3.166
30-YR Fixed 4.000 0.375 4.099
5-YR ARM 2.500 0.250 2.586
Territorial Savings
946-1400
NMLS#449554		 15-YR Fixed 3.000 1.875 3.332
30-YR Fixed 4.000 1.875 4.192
5-YR ARM 4.250 2.000 3.378
Wells Fargo Home Mortgage
946-8832
NMLS#459096		 15-YR Fixed 3.250 1.125 3.520
30-YR Fixed 4.000 1.875 4.220
5-YR ARM 2.500 1.750 2.857

Contact Info

  • Honolulu Board of REALTORS
  • 1136 12th Avenue, Suite 200
  • Honolulu, Hawaii 96816
  • Ph: (808) 732-3000
  • Fax: (808) 732-8732
  • Email: hbradmin@hicentral.com

© 1995-2012 Honolulu Board of REALTORS®. All rights reserved.
Information herein deemed reliable but not guaranteed.

Note: Honolulu Board of REALTORS® receives inquiries seeking professional advice; however the Honolulu Board of REALTORS® staff is not qualified, nor licensed, by the state of Hawaii to properly address real estate or legal issues. For questions concerning these issues, consult with either the Hawaii Real Estate Commission, your Principal Broker, or an Attorney.

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