Wednesday, September 27, 2023
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
Aloha Pacific Federal Credit Union 808-531-3711 NMLS#377314 |
15-YR Fixed | 5.875 | 3.125 | 6.560 |
| 30-YR Fixed | 6.875 | 1.875 | 7.183 | |
| 5-YR ARM | 5.875 | 0.875 | 6.065 | |
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 6.500 | 1.875 | 6.946 |
| 30-YR Fixed | 7.125 | 1.750 | 7.398 | |
| 5-YR ARM | 6.875 | 2.000 | 7.871 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 6.750 | 1.500 | 6.992 |
| 30-YR Fixed | 7.375 | 0.875 | 7.464 | |
| 5-YR ARM | 6.625 | 1.875 | 7.662 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 6.500 | 2.250 | 7.017 |
| 30-YR Fixed | 7.000 | 2.000 | 7.302 | |
| 5-YR ARM | 7.625 | 0.000 | 8.108 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 6.375 | 1.875 | 6.919 |
| 30-YR Fixed | 7.000 | 2.125 | 7.373 | |
| 5-YR ARM | 6.750 | 1.500 | 8.028 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 6.250 | 2.375 | 6.830 |
| 30-YR Fixed | 6.875 | 2.375 | 7.240 | |
| 5-YR ARM | 6.500 | 2.250 | 7.790 | |
|
Hawaii Paradise Mortgage 808-888-9013 NMLS#790278 |
15-YR Fixed | 6.250 | 1.377 | 6.604 |
| 30-YR Fixed | 6.750 | 2.127 | 6.977 | |
| 5-YR ARM | 6.750 | 1.500 | 8.073 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 6.750 | 1.625 | 7.188 |
| 30-YR Fixed | 7.250 | 1.500 | 7.517 | |
| 5-YR ARM | 6.375 | 1.250 | 7.602 | |
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 7.125 | 0.000 | 7.308 |
| 30-YR Fixed | 8.000 | 0.000 | 8.123 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 6.750 | 1.750 | 7.064 |
| 30-YR Fixed | 7.250 | 1.875 | 7.450 | |
| 5-YR ARM | ||||
|
Violet Miranda Residential & Commercial Mortgage, LLC 808-623-4482 NMLS#250816 |
15-YR Fixed | 6.000 | 1.391 | 6.310 |
| 30-YR Fixed | 6.875 | 0.992 | 7.030 | |
| 5-YR ARM |