Wednesday, March 22, 2022
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
Aloha Pacific Federal Credit Union 808-531-3711 NMLS#377314 |
15-YR Fixed | 4.875 | 2.000 | 5.355 |
| 30-YR Fixed | 5.500 | 2.000 | 5.790 | |
| 5-YR ARM | 4.875 | 0.750 | 5.039 | |
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 4.875 | 2.000 | 5.303 |
| 30-YR Fixed | 5.750 | 2.000 | 6.016 | |
| 5-YR ARM | 4.875 | 1.625 | 6.292 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.125 | 2.250 | 5.473 |
| 30-YR Fixed | 5.875 | 2.000 | 6.063 | |
| 5-YR ARM | 4.750 | 2.250 | 6.119 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.125 | 1.875 | 5.547 |
| 30-YR Fixed | 5.750 | 1.875 | 6.009 | |
| 5-YR ARM | 5.750 | 0.000 | 6.915 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 4.875 | 1.875 | 5.380 |
| 30-YR Fixed | 5.625 | 2.000 | 5.947 | |
| 5-YR ARM | 5.125 | 1.500 | 7.163 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.125 | 2.250 | 5.660 |
| 30-YR Fixed | 5.875 | 2.250 | 6.210 | |
| 5-YR ARM | 4.875 | 2.000 | 6.580 | |
|
Hawaii Paradise Mortgage 808-888-9013 NMLS#790278 |
15-YR Fixed | 4.750 | 1.261 | 4.935 |
| 30-YR Fixed | 5.375 | 1.889 | 5.561 | |
| 5-YR ARM | 4.875 | 1.500 | 6.244 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 4.875 | 1.750 | 5.289 |
| 30-YR Fixed | 5.625 | 1.750 | 5.880 | |
| 5-YR ARM | ||||
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 4.625 | 1.806 | 5.048 |
| 30-YR Fixed | 5.320 | 1.989 | 5.564 | |
| 5-YR ARM | ||||
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 6.375 | 0.000 | 6.625 |
| 30-YR Fixed | 6.875 | 0.000 | 7.033 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 5.000 | 1.500 | 5.259 |
| 30-YR Fixed | 5.750 | 1.750 | 5.924 | |
| 5-YR ARM | ||||
|
Violet Miranda Residential & Commercial Mortgage, LLC 808-623-4482 NMLS#250816 |
15-YR Fixed | 4.750 | 1.057 | 5.000 |
| 30-YR Fixed | 5.375 | 1.185 | 5.540 | |
| 5-YR ARM |