Wednesday, November 23, 2022

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Acclaim Capital Mortgage
808-383-5931
NMLS#304090
15-YR Fixed 4.875 2.172 5.293
30-YR Fixed 5.625 2.224 5.883
5-YR ARM
Aloha Pacific Federal Credit Union
808-531-3711
NMLS#377314
15-YR Fixed 5.000 1.875 5.462
30-YR Fixed 5.750 1.500 5.997
5-YR ARM 4.875 1.750 5.129
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 5.000 2.125 5.450
30-YR Fixed 5.875 1.875 6.132
5-YR ARM 4.875 1.875 5.940
Bank of Hawaii
877-616-2636
15-YR Fixed 5.125 2.250 5.473
30-YR Fixed 5.750 2.125 5.948
5-YR ARM 4.375 2.375 5.695
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 5.250 2.125 5.715
30-YR Fixed 5.750 2.000 6.021
5-YR ARM 5.375 0.000 6.106
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 5.125 2.000 5.656
30-YR Fixed 5.750 2.125 6.087
5-YR ARM 5.000 1.500 6.912
First Hawaiian Bank
808-643-4663
15-YR Fixed 5.250 2.125 5.770
30-YR Fixed 5.875 2.125 6.190
5-YR ARM 5.000 1.000 5.960
Hawaii Paradise Mortgage
808-888-9013
NMLS#790278
15-YR Fixed 4.625 2.000 4.875
30-YR Fixed 5.375 2.125 5.585
5-YR ARM 4.500 1.500 5.877
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 5.000 1.750 5.417
30-YR Fixed 5.625 2.125 5.916
5-YR ARM
Imperial Mortgage LLC
808-263-6363
NMLS#289505
15-YR Fixed 4.875 1.828 5.305
30-YR Fixed 5.500 1.125 5.666
5-YR ARM
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed 6.625 0.000 2.945
30-YR Fixed 7.625 0.000 3.542
5-YR ARM
Territorial Savings Bank
808-946-1400
NMLS#449554
15-YR Fixed 5.125 1.750 5.427
30-YR Fixed 5.750 1.875 5.938
5-YR ARM
Violet Miranda Residential
& Commercial Mortgage, LLC

808-623-4482
NMLS#250816
15-YR Fixed 4.875 1.072 5.130
30-YR Fixed 5.500 1.141 5.660
5-YR ARM