Wednesday, January 8, 2025

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 5.750 2.000 6.198
30-YR Fixed 6.625 2.125 6.924
5-YR ARM 6.000 2.125 7.010
Bank of Hawaii
877-616-2636
15-YR Fixed 6.250 0.875 6.389
30-YR Fixed 6.625 1.875 6.809
5-YR ARM 5.625 1.875 6.742
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 5.750 2.000 6.207
30-YR Fixed 6.500 2.000 6.789
5-YR ARM 6.750 0.000 7.242
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 5.750 2.000 6.298
30-YR Fixed 6.625 2.000 6.974
5-YR ARM 6.000 1.500 7.063
First Hawaiian Bank
808-643-4663
15-YR Fixed 5.750 2.125 6.280
30-YR Fixed 6.625 2.000 6.950
5-YR ARM 5.625 2.125 6.910
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 5.875 1.750 6.312
30-YR Fixed 6.625 1.750 6.903
5-YR ARM 6.250 1.750 7.091
Imperial Mortgage LLC
808-263-6363
NMLS#289505
15-YR Fixed 5.500 1.992 5.811
30-YR Fixed 6.375 1.923 6.644
5-YR ARM
Kama'aina Mortgage Group
808-888-9013
NMLS#1276471
15-YR Fixed 5.750 1.439 6.183
30-YR Fixed 6.375 1.561 6.654
5-YR ARM
Territorial Savings Bank
808-946-1400
NMLS#449554
15-YR Fixed 5.875 1.750 6.181
30-YR Fixed 6.500 1.625 6.677
5-YR ARM