Wednesday, May 18, 2022

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Acclaim Capital Mortgage
383-5931
NMLS#304090
15-YR Fixed3.7501.8944.113
30-YR Fixed4.6251.8684.837
5-YR ARM   
Aloha Pacific Federal Credit Union
531-3711
NMLS#377314
15-YR Fixed3.7501.7504.169
30-YR Fixed4.6251.6254.863
5-YR ARM   
American Savings Bank, F.S.B
593-1226
NMLS#423168
15-YR Fixed3.8751.8754.261
30-YR Fixed4.7502.0004.994
5-YR ARM   
Bank of Hawaii
877-616-2636
NMLS#
15-YR Fixed3.8752.2504.211
30-YR Fixed4.7502.2504.948
5-YR ARM3.5002.5003.541
Central Pacific Bank
544-0500
NMLS#416603
15-YR Fixed4.0002.1254.436
30-YR Fixed4.7502.0004.999
5-YR ARM4.3750.0003.771
Finance Factors, Ltd.
548-3300
NMLS#449916
15-YR Fixed3.8751.7504.336
30-YR Fixed4.7501.8755.038
5-YR ARM4.5001.5005.178
First Hawaiian Bank
643-4663
NMLS#
15-YR Fixed3.8752.1254.370
30-YR Fixed4.8751.7505.140
5-YR ARM3.8751.0003.640
Hawaii State Federal Credit Union
447-3480
NMLS#405316
15-YR Fixed3.8751.3754.210
30-YR Fixed4.6252.0004.881
5-YR ARM   
Imperial Mortgage LLC
263-6363
NMLS#289505
15-YR Fixed3.7501.9334.158
30-YR Fixed4.6901.9334.931
5-YR ARM   
loanDepot
913-5800
NMLS#174457
15-YR Fixed3.8701.8354.178
30-YR Fixed4.7502.1824.960
5-YR ARM4.7503.2014.084
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed4.7500.0002.945
30-YR Fixed5.6250.0003.542
5-YR ARM   
Territorial Savings Bank
946-1400
NMLS#449554
15-YR Fixed3.8751.7504.167
30-YR Fixed4.6252.0004.814
5-YR ARM   
Violet Miranda Residential
& Commercial Mortgage LLC
623-4482
NMLS#250816
15-YR Fixed3.7501.0423.990
30-YR Fixed4.5001.1164.650
5-YR ARM