Wednesday, October 13, 2021

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Acclaim Capital Mortgage
383-5931
NMLS#304090
15-YR Fixed2.0790.0002.156
30-YR Fixed2.9360.0002.979
5-YR ARM   
Aloha Pacific Federal Credit Union
531-3711
NMLS#377314
15-YR Fixed2.1251.7502.516
30-YR Fixed2.8751.5003.074
5-YR ARM2.5000.5002.615
American Savings Bank, F.S.B
593-1226
NMLS#423168
15-YR Fixed2.0001.5002.294
30-YR Fixed2.7501.7502.936
5-YR ARM   
Bank of Hawaii
877-616-2636
NMLS#
15-YR Fixed1.8752.1252.175
30-YR Fixed2.7501.7502.887
5-YR ARM1.8751.7502.589
Central Pacific Bank
544-0500
NMLS#416603
15-YR Fixed2.1251.5002.429
30-YR Fixed2.7502.0002.961
5-YR ARM2.7500.0003.034
Finance Factors, Ltd.
548-3300
NMLS#449916
15-YR Fixed1.8751.8752.309
30-YR Fixed2.7501.5002.965
5-YR ARM2.5001.5003.116
First Hawaiian Bank
643-4663
NMLS#
15-YR Fixed1.8752.1252.330
30-YR Fixed2.7501.7502.970
5-YR ARM2.0001.0002.640
Hawaii State Federal Credit Union
447-3480
NMLS#405316
15-YR Fixed2.2500.3752.382
30-YR Fixed3.1250.0003.174
5-YR ARM   
Imperial Mortgage LLC
263-6363
NMLS#289505
15-YR Fixed1.7501.7372.107
30-YR Fixed2.6251.6362.830
5-YR ARM   
loanDepot
913-5800
NMLS#174457
15-YR Fixed1.9901.6411.641
30-YR Fixed2.7502.1422.934
5-YR ARM2.3750.7102.692
Territorial Savings Bank
946-1400
NMLS#449554
15-YR Fixed1.8751.8752.200
30-YR Fixed2.7501.3752.892
5-YR ARM4.2502.0005.385
Violet Miranda Residential
& Commercial Mortgage LLC
623-4482
NMLS#250816
15-YR Fixed1.7501.1331.169
30-YR Fixed2.6251.0092.703
5-YR ARM