Wednesday, February 1, 2022

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Pacific Federal Credit Union
808-531-3711
NMLS#377314
15-YR Fixed 4.500 1.875 4.953
30-YR Fixed 5.250 1.875 5.523
5-YR ARM 4.375 0.500 4.510
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 4.500 2.250 4.958
30-YR Fixed 5.375 2.250 5.656
5-YR ARM 4.375 1.750 5.812
Bank of Hawaii
877-616-2636
15-YR Fixed 4.500 2.000 4.804
30-YR Fixed 5.250 2.250 5.454
5-YR ARM 4.125 2.500 5.529
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 4.500 2.250 4.967
30-YR Fixed 5.250 2.125 5.522
5-YR ARM 5.375 0.000 6.624
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 4.500 2.000 5.015
30-YR Fixed 5.250 2.125 5.574
5-YR ARM 4.625 1.500 6.679
First Hawaiian Bank
808-643-4663
15-YR Fixed 4.625 2.375 5.170
30-YR Fixed 5.375 2.375 5.710
5-YR ARM 4.750 1.000 6.300
Hawaii Paradise Mortgage
808-888-9013
NMLS#790278
15-YR Fixed 4.250 1.361 4.438
30-YR Fixed 5.125 1.343 5.259
5-YR ARM 4.375 1.500 5.755
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 4.500 1.875 4.925
30-YR Fixed 5.250 2.125 5.532
5-YR ARM
Imperial Mortgage LLC
808-263-6363
NMLS#289505
15-YR Fixed 4.125 1.910 4.558
30-YR Fixed 4.990 1.598 5.194
5-YR ARM
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed 5.750 0.000 6.157
30-YR Fixed 6.375 0.000 6.628
5-YR ARM
Territorial Savings Bank
808-946-1400
NMLS#449554
15-YR Fixed 4.625 1.500 4.881
30-YR Fixed 5.375 2.000 5.570
5-YR ARM
Violet Miranda Residential
& Commercial Mortgage, LLC

808-623-4482
NMLS#250816
15-YR Fixed 4.250 1.157 4.510
30-YR Fixed 5.000 1.177 5.160
5-YR ARM