Wednesday, June 7, 2023

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Pacific Federal Credit Union
808-531-3711
NMLS#377314
15-YR Fixed 5.375 1.875 5.845
30-YR Fixed 6.000 1.875 6.289
5-YR ARM 5.250 0.875 5.430
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 5.625 1.750 6.030
30-YR Fixed 6.250 2.125 6.540
5-YR ARM 5.750 1.875 7.177
Bank of Hawaii
877-616-2636
15-YR Fixed 5.875 1.625 6.131
30-YR Fixed 6.375 1.500 6.520
5-YR ARM 5.625 1.750 6.928
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 5.625 2.000 6.079
30-YR Fixed 6.125 2.250 6.430
5-YR ARM 6.500 0.000 7.503
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 5.625 1.750 6.129
30-YR Fixed 6.250 1.875 6.576
5-YR ARM 6.000 1.500 7.566
First Hawaiian Bank
808-643-4663
15-YR Fixed 5.500 2.500 6.090
30-YR Fixed 6.125 2.625 6.500
5-YR ARM 5.750 2.000 7.310
Hawaii Paradise Mortgage
808-888-9013
NMLS#790278
15-YR Fixed 5.250 1.448 5.458
30-YR Fixed 5.875 1.813 6.060
5-YR ARM 5.750 1.500 7.097
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 5.875 1.375 6.252
30-YR Fixed 6.375 1.500 6.622
5-YR ARM
Imperial Mortgage LLC
808-263-6363
NMLS#289505
15-YR Fixed 5.250 1.946 5.703
30-YR Fixed 5.920 1.987 6.173
5-YR ARM
Territorial Savings Bank
808-946-1400
NMLS#449554
15-YR Fixed 5.625 1.625 5.909
30-YR Fixed 6.250 1.875 6.441
5-YR ARM
Violet Miranda Residential
& Commercial Mortgage, LLC

808-623-4482
NMLS#250816
15-YR Fixed 5.250 1.178 5.520
30-YR Fixed 5.875 1.168 6.040
5-YR ARM