Wednesday, October 7, 2026
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 6.250 | 1.875 | 6.643 |
| 30-YR Fixed | 7.125 | 1.875 | 7.378 | |
| 5-YR ARM | 5.875 | 2.125 | 6.511 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 6.375 | 0.875 | 6.514 |
| 30-YR Fixed | 7.000 | 1.625 | 7.163 | |
| 5-YR ARM | 6.500 | 1.625 | 6.658 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 6.375 | 2.000 | 6.848 |
| 30-YR Fixed | 7.125 | 1.750 | 7.404 | |
| 5-YR ARM | 6.125 | 2.000 | 6.742 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 6.125 | 2.125 | 6.704 |
| 30-YR Fixed | 7.125 | 1.875 | 7.475 | |
| 5-YR ARM | 6.750 | 1.500 | 7.520 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 6.250 | 2.250 | 6.810 |
| 30-YR Fixed | 7.000 | 2.625 | 7.400 | |
| 5-YR ARM | 6.125 | 2.000 | 6.650 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 6.250 | 2.000 | 6.737 |
| 30-YR Fixed | 6.875 | 2.000 | 7.185 | |
| 5-YR ARM | 6.500 | 1.750 | 6.744 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 6.000 | 2.086 | 6.472 |
| 30-YR Fixed | 6.875 | 1.694 | 7.129 | |
| 5-YR ARM | ||||
|
Kama'aina Mortgage Group 808-888-9013 NMLS#1276471 |
15-YR Fixed | 6.125 | 1.326 | 6.484 |
| 30-YR Fixed | 6.875 | 1.326 | 7.100 | |
| 5-YR ARM | ||||
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 9.250 | 0.000 | 9.334 |
| 30-YR Fixed | 9.875 | 0.000 | 9.968 | |
| 5-YR ARM |