Wednesday, March 22, 2022

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Pacific Federal Credit Union
808-531-3711
NMLS#377314
15-YR Fixed 4.875 2.000 5.355
30-YR Fixed 5.500 2.000 5.790
5-YR ARM 4.875 0.750 5.039
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 4.875 2.000 5.303
30-YR Fixed 5.750 2.000 6.016
5-YR ARM 4.875 1.625 6.292
Bank of Hawaii
877-616-2636
15-YR Fixed 5.125 2.250 5.473
30-YR Fixed 5.875 2.000 6.063
5-YR ARM 4.750 2.250 6.119
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 5.125 1.875 5.547
30-YR Fixed 5.750 1.875 6.009
5-YR ARM 5.750 0.000 6.915
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 4.875 1.875 5.380
30-YR Fixed 5.625 2.000 5.947
5-YR ARM 5.125 1.500 7.163
First Hawaiian Bank
808-643-4663
15-YR Fixed 5.125 2.250 5.660
30-YR Fixed 5.875 2.250 6.210
5-YR ARM 4.875 2.000 6.580
Hawaii Paradise Mortgage
808-888-9013
NMLS#790278
15-YR Fixed 4.750 1.261 4.935
30-YR Fixed 5.375 1.889 5.561
5-YR ARM 4.875 1.500 6.244
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 4.875 1.750 5.289
30-YR Fixed 5.625 1.750 5.880
5-YR ARM
Imperial Mortgage LLC
808-263-6363
NMLS#289505
15-YR Fixed 4.625 1.806 5.048
30-YR Fixed 5.320 1.989 5.564
5-YR ARM
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed 6.375 0.000 6.625
30-YR Fixed 6.875 0.000 7.033
5-YR ARM
Territorial Savings Bank
808-946-1400
NMLS#449554
15-YR Fixed 5.000 1.500 5.259
30-YR Fixed 5.750 1.750 5.924
5-YR ARM
Violet Miranda Residential
& Commercial Mortgage, LLC

808-623-4482
NMLS#250816
15-YR Fixed 4.750 1.057 5.000
30-YR Fixed 5.375 1.185 5.540
5-YR ARM