Wednesday, March 19, 2025

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 5.375 1.875 5.794
30-YR Fixed 6.125 2.000 6.400
5-YR ARM 5.875 0.250 6.642
Bank of Hawaii
877-616-2636
15-YR Fixed 5.500 1.000 5.655
30-YR Fixed 6.000 2.000 6.189
5-YR ARM 5.375 2.000 6.575
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 5.375 2.000 5.823
30-YR Fixed 6.000 2.125 6.289
5-YR ARM 6.875 0.000 7.219
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 5.125 2.250 5.696
30-YR Fixed 6.000 2.250 6.356
5-YR ARM 5.875 1.500 6.864
First Hawaiian Bank
808-643-4663
15-YR Fixed 5.250 2.125 5.770
30-YR Fixed 6.125 2.125 6.450
5-YR ARM 5.500 2.000 6.770
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 5.250 1.875 5.692
30-YR Fixed 6.250 1.875 6.531
5-YR ARM 5.625 1.625 6.754
Imperial Mortgage LLC
808-263-6363
NMLS#289505
15-YR Fixed 4.990 1.865 5.402
30-YR Fixed 5.750 1.750 5.983
5-YR ARM
Kama'aina Mortgage Group
808-888-9013
NMLS#1276471
15-YR Fixed 5.250 1.240 5.599
30-YR Fixed 5.875 1.365 6.099
5-YR ARM 5.625 0.875 8.664
Territorial Savings Bank
808-946-1400
NMLS#449554
15-YR Fixed 5.250 1.875 5.570
30-YR Fixed 5.750 2.000 5.954
5-YR ARM