Wednesday, January 22, 2020

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Acclaim Capital Mortgage - a Kama'aina Company
383-5931
NMLS#304090
15-YR Fixed3.0000.0003.013
30-YR Fixed3.5000.0003.498
5-YR ARM   
Aloha Pacific Federal Credit Union
531-3711
NMLS#377314
15-YR Fixed2.8751.1253.186
30-YR Fixed3.2501.1253.424
5-YR ARM3.2500.7503.960
American Savings Bank, F.S.B
593-1226
NMLS#423168
15-YR Fixed2.7501.6253.076
30-YR Fixed3.2501.5003.424
5-YR ARM2.6250.0003.083
Bank of Hawaii
877-616-2636
NMLS#
15-YR Fixed2.7501.5002.966
30-YR Fixed3.2501.3753.360
5-YR ARM2.3750.8753.740
Central Pacific Bank
544-0500
NMLS#416603
15-YR Fixed2.6251.6252.956
30-YR Fixed3.2501.5003.428
5-YR ARM3.0000.0004.004
Finance Factors, Ltd.
548-3300
NMLS#449916
15-YR Fixed2.6252.0003.091
30-YR Fixed3.1252.0003.386
5-YR ARM4.2501.5004.636
First Hawaiian Bank
643-4663
NMLS#
15-YR Fixed2.6252.0003.070
30-YR Fixed3.1252.0003.380
5-YR ARM2.5001.0003.710
Guild Mortgage Company
263-4622
NMLS#3274
15-YR Fixed2.7501.7503.187
30-YR Fixed3.2501.7503.483
5-YR ARM3.1251.5003.318
Hawaii State Federal Credit Union
447-3480
NMLS#405316
15-YR Fixed2.6251.7502.962
30-YR Fixed3.2501.7503.441
5-YR ARM2.7500.7503.907
House of Finance, Inc.
847-8493
NMLS#378949
15-YR Fixed3.0001.0003.286
30-YR Fixed3.3751.0003.536
5-YR ARM3.6251.0004.900
Imperial Mortgage LLC
263-6363
NMLS#289505
15-YR Fixed2.6251.7492.974
30-YR Fixed3.2501.5453.590
5-YR ARM3.2500.9544.334
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed2.8751.0003.266
30-YR Fixed3.5001.2503.743
5-YR ARM3.3750.2503.533
Territorial Savings Bank
946-1400
NMLS#449554
15-YR Fixed2.7501.5003.028
30-YR Fixed3.2501.7503.425
5-YR ARM4.2502.0005.691
Violet Miranda Residential
& Commercial Mortgage LLC
623-4482
NMLS#250816
15-YR Fixed2.6251.3292.814
30-YR Fixed3.1251.1803.222
5-YR ARM3.0000.6593.051