Wednesday, February 19, 2025
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.500 | 2.125 | 5.962 |
| 30-YR Fixed | 6.375 | 2.000 | 6.656 | |
| 5-YR ARM | 5.125 | 2.000 | 6.574 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.625 | 1.000 | 5.781 |
| 30-YR Fixed | 6.250 | 1.875 | 6.430 | |
| 5-YR ARM | 5.500 | 1.875 | 6.619 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.500 | 2.250 | 5.991 |
| 30-YR Fixed | 6.250 | 2.250 | 6.558 | |
| 5-YR ARM | 6.875 | 0.000 | 7.219 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.625 | 1.625 | 6.109 |
| 30-YR Fixed | 6.375 | 2.250 | 6.742 | |
| 5-YR ARM | 6.125 | 1.500 | 7.114 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.500 | 2.375 | 6.070 |
| 30-YR Fixed | 6.375 | 2.250 | 6.720 | |
| 5-YR ARM | 5.500 | 2.125 | 6.790 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 5.625 | 1.500 | 6.016 |
| 30-YR Fixed | 6.500 | 1.625 | 6.762 | |
| 5-YR ARM | 5.875 | 1.500 | 6.841 | |
|
Kama'aina Mortgage Group 808-888-9013 NMLS#1276471 |
15-YR Fixed | 5.500 | 1.490 | 5.959 |
| 30-YR Fixed | 6.250 | 0.990 | 6.435 | |
| 5-YR ARM | 5.625 | 0.875 | 8.664 | |
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 5.625 | 1.625 | 5.903 |
| 30-YR Fixed | 6.125 | 1.625 | 6.298 | |
| 5-YR ARM |