Wednesday, January 12, 2022
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage 383-5931 NMLS#304090 | 15-YR Fixed | 2.500 | 0.000 | 2.578 |
| 30-YR Fixed | 3.399 | 0.000 | 3.443 | |
| 5-YR ARM | ||||
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.500 | 1.500 | 2.861 |
| 30-YR Fixed | 3.250 | 1.500 | 3.455 | |
| 5-YR ARM | 2.500 | 0.500 | 2.946 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.125 | 1.875 | 2.476 |
| 30-YR Fixed | 3.000 | 1.875 | 3.200 | |
| 5-YR ARM | ||||
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.125 | 2.000 | 2.409 |
| 30-YR Fixed | 2.875 | 2.125 | 3.043 | |
| 5-YR ARM | 2.000 | 2.375 | 2.679 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.375 | 1.750 | 2.720 |
| 30-YR Fixed | 3.125 | 1.750 | 3.322 | |
| 5-YR ARM | 2.750 | 0.000 | 3.034 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.250 | 1.750 | 2.674 |
| 30-YR Fixed | 3.000 | 1.875 | 3.250 | |
| 5-YR ARM | 3.000 | 1.500 | 3.505 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.125 | 2.125 | 2.580 |
| 30-YR Fixed | 3.000 | 2.000 | 3.250 | |
| 5-YR ARM | 2.375 | 1.000 | 2.770 | |
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 2.125 | 1.483 | 2.450 |
| 30-YR Fixed | 2.875 | 1.914 | 3.090 | |
| 5-YR ARM | ||||
| loanDepot 913-5800 NMLS#174457 | 15-YR Fixed | 2.250 | 1.917 | 2.551 |
| 30-YR Fixed | 2.990 | 2.398 | 3.197 | |
| 5-YR ARM | 2.500 | 1.255 | 2.777 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 2.875 | 0.000 | 2.945 |
| 30-YR Fixed | 3.500 | 0.000 | 3.542 | |
| 5-YR ARM | ||||
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.125 | 2.000 | 2.439 |
| 30-YR Fixed | 3.000 | 1.750 | 3.156 | |
| 5-YR ARM |