Wednesday, October 13, 2021
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage 383-5931 NMLS#304090 | 15-YR Fixed | 2.079 | 0.000 | 2.156 |
| 30-YR Fixed | 2.936 | 0.000 | 2.979 | |
| 5-YR ARM | ||||
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.125 | 1.750 | 2.516 |
| 30-YR Fixed | 2.875 | 1.500 | 3.074 | |
| 5-YR ARM | 2.500 | 0.500 | 2.615 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.000 | 1.500 | 2.294 |
| 30-YR Fixed | 2.750 | 1.750 | 2.936 | |
| 5-YR ARM | ||||
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 1.875 | 2.125 | 2.175 |
| 30-YR Fixed | 2.750 | 1.750 | 2.887 | |
| 5-YR ARM | 1.875 | 1.750 | 2.589 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.125 | 1.500 | 2.429 |
| 30-YR Fixed | 2.750 | 2.000 | 2.961 | |
| 5-YR ARM | 2.750 | 0.000 | 3.034 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 1.875 | 1.875 | 2.309 |
| 30-YR Fixed | 2.750 | 1.500 | 2.965 | |
| 5-YR ARM | 2.500 | 1.500 | 3.116 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 1.875 | 2.125 | 2.330 |
| 30-YR Fixed | 2.750 | 1.750 | 2.970 | |
| 5-YR ARM | 2.000 | 1.000 | 2.640 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.250 | 0.375 | 2.382 |
| 30-YR Fixed | 3.125 | 0.000 | 3.174 | |
| 5-YR ARM | ||||
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 1.750 | 1.737 | 2.107 |
| 30-YR Fixed | 2.625 | 1.636 | 2.830 | |
| 5-YR ARM | ||||
| loanDepot 913-5800 NMLS#174457 | 15-YR Fixed | 1.990 | 1.641 | 1.641 |
| 30-YR Fixed | 2.750 | 2.142 | 2.934 | |
| 5-YR ARM | 2.375 | 0.710 | 2.692 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 1.875 | 1.875 | 2.200 |
| 30-YR Fixed | 2.750 | 1.375 | 2.892 | |
| 5-YR ARM | 4.250 | 2.000 | 5.385 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 1.750 | 1.133 | 1.169 |
| 30-YR Fixed | 2.625 | 1.009 | 2.703 | |
| 5-YR ARM |