Wednesday, September 23, 2026
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 6.125 | 2.000 | 6.536 |
| 30-YR Fixed | 6.875 | 2.125 | 7.149 | |
| 5-YR ARM | 5.875 | 2.125 | 6.511 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 6.375 | 1.000 | 6.534 |
| 30-YR Fixed | 6.750 | 2.000 | 6.948 | |
| 5-YR ARM | 5.875 | 3.875 | 6.627 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 6.125 | 2.125 | 6.612 |
| 30-YR Fixed | 6.750 | 2.250 | 7.071 | |
| 5-YR ARM | 6.000 | 1.500 | 6.643 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 6.125 | 2.000 | 6.683 |
| 30-YR Fixed | 6.875 | 2.000 | 7.231 | |
| 5-YR ARM | 6.375 | 1.500 | 7.216 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 6.250 | 2.125 | 6.790 |
| 30-YR Fixed | 6.875 | 2.125 | 7.220 | |
| 5-YR ARM | 5.750 | 2.000 | 6.500 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 6.125 | 2.000 | 6.609 |
| 30-YR Fixed | 6.875 | 1.500 | 7.133 | |
| 5-YR ARM | 6.375 | 1.625 | 6.605 | |
|
Kama'aina Mortgage Group 808-888-9013 NMLS#1276471 |
15-YR Fixed | 6.125 | 1.201 | 6.378 |
| 30-YR Fixed | 6.625 | 1.326 | 6.794 | |
| 5-YR ARM |