Wednesday, July 28, 2021
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage 383-5931 NMLS#304090 | 15-YR Fixed | 2.000 | 0.000 | 2.077 |
| 30-YR Fixed | 2.655 | 0.000 | 2.697 | |
| 5-YR ARM | ||||
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.000 | 1.375 | 2.335 |
| 30-YR Fixed | 2.500 | 2.000 | 2.733 | |
| 5-YR ARM | 2.500 | 0.500 | 2.615 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 1.750 | 2.125 | 2.129 |
| 30-YR Fixed | 2.500 | 2.125 | 2.712 | |
| 5-YR ARM | ||||
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.125 | 0.375 | 2.178 |
| 30-YR Fixed | 2.625 | 1.250 | 2.722 | |
| 5-YR ARM | 2.125 | 0.875 | 2.606 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 1.875 | 1.750 | 2.210 |
| 30-YR Fixed | 2.500 | 1.875 | 2.696 | |
| 5-YR ARM | 2.500 | 0.000 | 2.949 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 1.750 | 2.250 | 2.236 |
| 30-YR Fixed | 2.500 | 2.125 | 2.760 | |
| 5-YR ARM | 3.375 | 1.500 | 3.593 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 1.875 | 1.500 | 2.240 |
| 30-YR Fixed | 2.625 | 1.125 | 2.800 | |
| 5-YR ARM | 2.000 | 1.000 | 2.480 | |
| Guild Mortgage 263-4622 NMLS#3274 | 15-YR Fixed | 2.000 | 1.000 | 2.273 |
| 30-YR Fixed | 2.625 | 1.750 | 2.812 | |
| 5-YR ARM | 2.250 | 2.000 | 2.462 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.000 | 0.875 | 2.199 |
| 30-YR Fixed | 2.625 | 1.500 | 2.787 | |
| 5-YR ARM | ||||
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 1.750 | 0.860 | 1.983 |
| 30-YR Fixed | 2.250 | 1.964 | 2.462 | |
| 5-YR ARM | ||||
| loanDepot 913-5800 NMLS#174457 | 15-YR Fixed | 1.875 | 1.764 | 2.153 |
| 30-YR Fixed | 2.625 | 1.662 | 2.770 | |
| 5-YR ARM | 2.500 | 0.658 | 2.731 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 2.625 | 0.000 | 2.694 |
| 30-YR Fixed | 3.250 | 0.000 | 3.290 | |
| 5-YR ARM | ||||
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.000 | 0.875 | 2.183 |
| 30-YR Fixed | 2.500 | 1.375 | 2.640 | |
| 5-YR ARM | 4.250 | 2.000 | 5.385 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 1.750 | 0.398 | 1.791 |
| 30-YR Fixed | 2.375 | 0.852 | 2.439 | |
| 5-YR ARM |