Wednesday, June 12, 2019
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage - a Kama'aina Company 383-5931 NMLS#304090 | 15-YR Fixed | 3.250 | 0.000 | 3.295 |
| 30-YR Fixed | 3.625 | 0.000 | 3.650 | |
| 5-YR ARM | 3.250 | 0.000 | 4.329 | |
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 3.125 | 0.875 | 3.403 |
| 30-YR Fixed | 3.625 | 1.000 | 3.794 | |
| 5-YR ARM | 3.250 | 1.875 | 4.372 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.750 | 1.625 | 3.076 |
| 30-YR Fixed | 3.375 | 1.750 | 3.572 | |
| 5-YR ARM | 2.875 | 0.000 | 3.170 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.750 | 1.375 | 2.948 |
| 30-YR Fixed | 3.375 | 1.125 | 3.466 | |
| 5-YR ARM | 2.625 | 0.750 | 4.116 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 3.000 | 0.625 | 3.186 |
| 30-YR Fixed | 3.375 | 2.125 | 3.604 | |
| 5-YR ARM | 3.125 | 0.000 | 4.577 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.750 | 1.875 | 3.148 |
| 30-YR Fixed | 3.375 | 1.875 | 3.635 | |
| 5-YR ARM | 4.875 | 1.500 | 5.744 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.750 | 1.375 | 3.110 |
| 30-YR Fixed | 3.375 | 1.625 | 3.600 | |
| 5-YR ARM | 2.750 | 1.000 | 4.120 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.875 | 1.375 | 3.161 |
| 30-YR Fixed | 3.375 | 1.625 | 3.558 | |
| 5-YR ARM | 3.000 | 0.750 | 4.467 | |
| Legacy Mortgage, Inc. 382-1371 NMLS#389862 | 15-YR Fixed | 3.000 | 0.375 | 3.117 |
| 30-YR Fixed | 3.250 | 2.111 | 3.456 | |
| 5-YR ARM | 2.750 | 1.500 | 4.081 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 3.125 | 1.125 | 3.539 |
| 30-YR Fixed | 3.875 | 0.625 | 4.071 | |
| 5-YR ARM | 3.625 | 0.250 | 3.786 | |
| PRMG 222-2411 NMLS#75243 | 15-YR Fixed | 2.750 | 2.125 | 3.197 |
| 30-YR Fixed | 3.875 | 1.375 | 4.031 | |
| 5-YR ARM |