Wednesday, April 1, 2020
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage - a Kama'aina Company 383-5931 NMLS#304090 | 15-YR Fixed | 3.000 | 0.000 | 3.049 |
| 30-YR Fixed | 3.250 | 0.000 | 3.287 | |
| 5-YR ARM | ||||
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.500 | 2.000 | 2.876 |
| 30-YR Fixed | 3.000 | 1.625 | 3.180 | |
| 5-YR ARM | 3.125 | 0.000 | 3.258 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.500 | 1.500 | 2.715 |
| 30-YR Fixed | 3.125 | 0.625 | 3.175 | |
| 5-YR ARM | 2.750 | 0.875 | 3.309 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.375 | 1.000 | 2.611 |
| 30-YR Fixed | 3.000 | 1.625 | 3.185 | |
| 5-YR ARM | 2.875 | 0.000 | 3.758 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.375 | 1.625 | 2.780 |
| 30-YR Fixed | 3.000 | 1.875 | 3.248 | |
| 5-YR ARM | 3.750 | 1.500 | 3.967 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.625 | 1.875 | 3.020 |
| 30-YR Fixed | 3.125 | 1.375 | 3.300 | |
| 5-YR ARM | 2.750 | 1.000 | 3.230 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.500 | 0.375 | 2.635 |
| 30-YR Fixed | 3.125 | 1.000 | 3.254 | |
| 5-YR ARM | 2.750 | 1.875 | 3.436 | |
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 2.750 | 1.574 | 2.930 |
| 30-YR Fixed | 3.125 | 1.790 | 3.327 | |
| 5-YR ARM | 3.500 | 2.332 | 3.752 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.500 | 2.000 | 2.849 |
| 30-YR Fixed | 3.125 | 2.000 | 3.319 | |
| 5-YR ARM | 4.250 | 2.000 | 5.385 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 3.125 | 1.582 | 3.134 |
| 30-YR Fixed | 3.250 | 1.400 | 3.348 | |
| 5-YR ARM |