Wednesday, October 23, 2024
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.375 | 2.125 | 5.834 |
| 30-YR Fixed | 6.375 | 2.000 | 6.656 | |
| 5-YR ARM | 5.750 | 2.125 | 7.129 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 6.125 | 0.750 | 6.243 |
| 30-YR Fixed | 6.375 | 2.000 | 6.569 | |
| 5-YR ARM | 6.250 | 0.875 | 7.129 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.500 | 2.125 | 5.971 |
| 30-YR Fixed | 6.250 | 2.000 | 6.533 | |
| 5-YR ARM | 6.625 | 0.000 | 7.409 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.625 | 1.875 | 6.149 |
| 30-YR Fixed | 6.375 | 2.125 | 6.730 | |
| 5-YR ARM | 5.750 | 1.500 | 6.962 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.500 | 2.125 | 6.030 |
| 30-YR Fixed | 6.375 | 2.000 | 6.690 | |
| 5-YR ARM | 5.500 | 2.000 | 7.060 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 5.625 | 1.750 | 6.056 |
| 30-YR Fixed | 6.375 | 1.625 | 6.634 | |
| 5-YR ARM | 5.875 | 1.875 | 7.172 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 5.250 | 1.834 | 5.660 |
| 30-YR Fixed | 6.125 | 1.959 | 6.393 | |
| 5-YR ARM | ||||
|
Kama'aina Mortgage Group 808-888-9013 NMLS#1276471 |
15-YR Fixed | 5.500 | 1.000 | 5.792 |
| 30-YR Fixed | 6.125 | 1.610 | 6.362 | |
| 5-YR ARM | 6.250 | 1.375 | 7.889 | |
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 6.500 | 0.000 | 6.733 |
| 30-YR Fixed | 7.125 | 0.000 | 7.363 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 5.625 | 2.000 | 5.968 |
| 30-YR Fixed | 6.250 | 1.750 | 6.436 | |
| 5-YR ARM | ||||
|
Violet Miranda Residential & Commercial Mortgage, LLC 808-623-4482 NMLS#250816 |
15-YR Fixed | 5.125 | 1.231 | 5.400 |
| 30-YR Fixed | 5.999 | 1.260 | 6.170 | |
| 5-YR ARM |