Wednesday, September 11, 2024
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 4.500 | 2.125 | 4.939 |
| 30-YR Fixed | 5.500 | 1.875 | 5.749 | |
| 5-YR ARM | 5.000 | 2.125 | 6.462 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.250 | 1.000 | 5.404 |
| 30-YR Fixed | 5.500 | 1.875 | 5.672 | |
| 5-YR ARM | 5.500 | 1.000 | 6.735 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 4.750 | 1.500 | 5.105 |
| 30-YR Fixed | 5.375 | 2.125 | 5.650 | |
| 5-YR ARM | 6.750 | 0.000 | 7.747 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 4.750 | 1.625 | 5.212 |
| 30-YR Fixed | 5.500 | 2.000 | 5.818 | |
| 5-YR ARM | 6.000 | 1.500 | 7.137 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 4.750 | 1.875 | 5.220 |
| 30-YR Fixed | 5.500 | 1.875 | 5.790 | |
| 5-YR ARM | 5.000 | 2.000 | 7.090 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 4.750 | 1.375 | 5.103 |
| 30-YR Fixed | 5.500 | 1.625 | 5.740 | |
| 5-YR ARM | 5.125 | 1.500 | 7.098 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 4.375 | 1.871 | 4.781 |
| 30-YR Fixed | 5.250 | 1.768 | 5.487 | |
| 5-YR ARM | ||||
|
Kama'aina Mortgage Group 808-888-9013 NMLS#790278 |
15-YR Fixed | 4.875 | 0.693 | 5.201 |
| 30-YR Fixed | 5.375 | 1.025 | 5.584 | |
| 5-YR ARM | 6.000 | 1.250 | 7.748 | |
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 5.875 | 0.000 | 6.143 |
| 30-YR Fixed | 6.375 | 0.000 | 6.542 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 4.750 | 2.000 | 5.085 |
| 30-YR Fixed | 5.500 | 1.500 | 5.665 | |
| 5-YR ARM | ||||
|
Violet Miranda Residential & Commercial Mortgage, LLC 808-623-4482 NMLS#250816 |
15-YR Fixed | 4.375 | 0.919 | 4.600 |
| 30-YR Fixed | 5.250 | 1.242 | 5.410 | |
| 5-YR ARM |