Wednesday, August 27, 2025

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 5.000 1.875 5.411
30-YR Fixed 6.000 2.125 6.284
5-YR ARM 5.375 1.625 6.637
Bank of Hawaii
877-616-2636
15-YR Fixed 5.125 1.000 5.278
30-YR Fixed 5.875 1.750 6.039
5-YR ARM 5.375 1.750 6.551
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 5.000 2.250 5.479
30-YR Fixed 5.875 2.250 6.173
5-YR ARM 6.000 0.000 6.869
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 5.000 1.875 5.508
30-YR Fixed 6.000 1.875 6.319
5-YR ARM 6.125 1.500 6.890
First Hawaiian Bank
808-643-4663
15-YR Fixed 5.000 2.125 5.510
30-YR Fixed 6.000 2.000 6.310
5-YR ARM 5.375 2.000 6.720
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 5.125 1.500 5.505
30-YR Fixed 6.125 1.500 6.367
5-YR ARM 5.500 1.500 6.693
Kama'aina Mortgage Group
808-888-9013
NMLS#1276471
15-YR Fixed 4.875 1.240 5.105
30-YR Fixed 5.625 1.865 5.822
5-YR ARM 5.500 1.125 6.678
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed 6.000 0.000 6.297
30-YR Fixed 0.000 0.000 0.000
5-YR ARM 6.625 0.000 6.927