Wednesday, January 20, 2021

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Pacific Federal Credit Union
531-3711
NMLS#377314
15-YR Fixed2.2501.0002.534
30-YR Fixed2.6252.0002.860
5-YR ARM2.5000.5002.698
American Savings Bank, F.S.B
593-1226
NMLS#423168
15-YR Fixed1.8751.7502.203
30-YR Fixed2.5001.6252.673
5-YR ARM   
Bank of Hawaii
877-616-2636
NMLS#
15-YR Fixed2.2500.3752.303
30-YR Fixed2.6251.0002.702
5-YR ARM2.2500.5002.702
Central Pacific Bank
544-0500
NMLS#416603
15-YR Fixed2.0001.5002.302
30-YR Fixed2.5001.6252.677
5-YR ARM2.7500.0003.120
Finance Factors, Ltd.
548-3300
NMLS#449916
15-YR Fixed1.8752.0002.327
30-YR Fixed2.3752.1252.633
5-YR ARM3.3751.5003.593
First Hawaiian Bank
643-4663
NMLS#
15-YR Fixed2.1250.6252.360
30-YR Fixed2.5001.5002.700
5-YR ARM2.2501.0002.650
Hawaii State Federal Credit Union
447-3480
NMLS#405316
15-YR Fixed2.1250.5002.273
30-YR Fixed2.7500.5002.835
5-YR ARM   
Imperial Mortgage LLC
263-6363
NMLS#289505
15-YR Fixed1.7501.3632.043
30-YR Fixed2.2501.6852.434
5-YR ARM   
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed2.5000.0002.739
30-YR Fixed3.0000.0003.133
5-YR ARM   
Territorial Savings Bank
946-1400
NMLS#449554
15-YR Fixed2.1250.8752.309
30-YR Fixed2.5001.7502.670
5-YR ARM4.2502.0005.385
Violet Miranda Residential
& Commercial Mortgage LLC
623-4482
NMLS#250816
15-YR Fixed1.8750.5161.947
30-YR Fixed2.3750.9162.444
5-YR ARM