Wednesday, May 21, 2025
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.500 | 2.250 | 5.983 |
| 30-YR Fixed | 6.625 | 2.000 | 6.912 | |
| 5-YR ARM | 5.625 | 1.875 | 6.760 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.750 | 0.750 | 5.867 |
| 30-YR Fixed | 6.500 | 1.500 | 6.646 | |
| 5-YR ARM | 5.875 | 1.500 | 6.754 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.625 | 1.875 | 6.059 |
| 30-YR Fixed | 6.500 | 1.750 | 6.764 | |
| 5-YR ARM | 6.375 | 0.000 | 7.018 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.625 | 1.750 | 6.129 |
| 30-YR Fixed | 6.500 | 2.250 | 6.871 | |
| 5-YR ARM | 6.500 | 1.500 | 7.119 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.500 | 2.375 | 6.070 |
| 30-YR Fixed | 6.625 | 1.875 | 6.940 | |
| 5-YR ARM | 5.875 | 2.000 | 6.930 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 5.625 | 1.750 | 6.056 |
| 30-YR Fixed | 6.625 | 1.875 | 6.915 | |
| 5-YR ARM | 6.000 | 1.625 | 6.904 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 5.375 | 1.898 | 5.809 |
| 30-YR Fixed | 6.375 | 1.845 | 6.634 | |
| 5-YR ARM | ||||
|
Kama'aina Mortgage Group 808-888-9013 NMLS#1276471 |
15-YR Fixed | 5.500 | 1.490 | 5.805 |
| 30-YR Fixed | 6.375 | 0.990 | 6.515 | |
| 5-YR ARM | ||||
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 6.000 | 0.000 | 6.297 |
| 30-YR Fixed | 7.125 | 0.000 | 7.432 | |
| 5-YR ARM | ||||
|
Territorial Savings, a division of Bank of Hope 808-946-1400 NMLS#794513 |
15-YR Fixed | 5.375 | 1.750 | 5.647 |
| 30-YR Fixed | 6.375 | 1.500 | 6.520 | |
| 5-YR ARM |