Wednesday, September 11, 2024

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 4.500 2.125 4.939
30-YR Fixed 5.500 1.875 5.749
5-YR ARM 5.000 2.125 6.462
Bank of Hawaii
877-616-2636
15-YR Fixed 5.250 1.000 5.404
30-YR Fixed 5.500 1.875 5.672
5-YR ARM 5.500 1.000 6.735
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 4.750 1.500 5.105
30-YR Fixed 5.375 2.125 5.650
5-YR ARM 6.750 0.000 7.747
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 4.750 1.625 5.212
30-YR Fixed 5.500 2.000 5.818
5-YR ARM 6.000 1.500 7.137
First Hawaiian Bank
808-643-4663
15-YR Fixed 4.750 1.875 5.220
30-YR Fixed 5.500 1.875 5.790
5-YR ARM 5.000 2.000 7.090
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 4.750 1.375 5.103
30-YR Fixed 5.500 1.625 5.740
5-YR ARM 5.125 1.500 7.098
Imperial Mortgage LLC
808-263-6363
NMLS#289505
15-YR Fixed 4.375 1.871 4.781
30-YR Fixed 5.250 1.768 5.487
5-YR ARM
Kama'aina Mortgage Group
808-888-9013
NMLS#790278
15-YR Fixed 4.875 0.693 5.201
30-YR Fixed 5.375 1.025 5.584
5-YR ARM 6.000 1.250 7.748
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed 5.875 0.000 6.143
30-YR Fixed 6.375 0.000 6.542
5-YR ARM
Territorial Savings Bank
808-946-1400
NMLS#449554
15-YR Fixed 4.750 2.000 5.085
30-YR Fixed 5.500 1.500 5.665
5-YR ARM
Violet Miranda Residential
& Commercial Mortgage, LLC

808-623-4482
NMLS#250816
15-YR Fixed 4.375 0.919 4.600
30-YR Fixed 5.250 1.242 5.410
5-YR ARM