Wednesday, April 15, 2026
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.000 | 1.750 | 5.351 |
| 30-YR Fixed | 5.750 | 2.125 | 6.001 | |
| 5-YR ARM | 5.000 | 2.000 | 6.076 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.250 | 1.000 | 5.404 |
| 30-YR Fixed | 5.750 | 1.875 | 5.925 | |
| 5-YR ARM | 5.125 | 1.875 | 6.048 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.125 | 1.875 | 5.547 |
| 30-YR Fixed | 5.750 | 2.000 | 6.021 | |
| 5-YR ARM | 5.375 | 2.000 | 6.444 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.000 | 2.000 | 5.528 |
| 30-YR Fixed | 5.750 | 2.125 | 6.087 | |
| 5-YR ARM | 5.750 | 1.500 | 6.664 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.000 | 2.375 | 5.550 |
| 30-YR Fixed | 5.750 | 2.375 | 6.090 | |
| 5-YR ARM | 5.000 | 2.000 | 6.130 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 5.000 | 2.000 | 5.456 |
| 30-YR Fixed | 5.750 | 1.750 | 6.008 | |
| 5-YR ARM | 5.250 | 1.375 | 6.134 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 4.875 | 1.791 | 5.286 |
| 30-YR Fixed | 5.500 | 1.972 | 5.760 | |
| 5-YR ARM | ||||
|
Kama'aina Mortgage Group 808-888-9013 NMLS#1276471 |
15-YR Fixed | 5.000 | 1.115 | 5.276 |
| 30-YR Fixed | 5.500 | 1.490 | 5.701 | |
| 5-YR ARM | 5.250 | 1.500 | 6.221 |