Wednesday, January 12, 2022

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Acclaim Capital Mortgage
383-5931
NMLS#304090
15-YR Fixed2.5000.0002.578
30-YR Fixed3.3990.0003.443
5-YR ARM   
Aloha Pacific Federal Credit Union
531-3711
NMLS#377314
15-YR Fixed2.5001.5002.861
30-YR Fixed3.2501.5003.455
5-YR ARM2.5000.5002.946
American Savings Bank, F.S.B
593-1226
NMLS#423168
15-YR Fixed2.1251.8752.476
30-YR Fixed3.0001.8753.200
5-YR ARM   
Bank of Hawaii
877-616-2636
NMLS#
15-YR Fixed2.1252.0002.409
30-YR Fixed2.8752.1253.043
5-YR ARM2.0002.3752.679
Central Pacific Bank
544-0500
NMLS#416603
15-YR Fixed2.3751.7502.720
30-YR Fixed3.1251.7503.322
5-YR ARM2.7500.0003.034
Finance Factors, Ltd.
548-3300
NMLS#449916
15-YR Fixed2.2501.7502.674
30-YR Fixed3.0001.8753.250
5-YR ARM3.0001.5003.505
First Hawaiian Bank
643-4663
NMLS#
15-YR Fixed2.1252.1252.580
30-YR Fixed3.0002.0003.250
5-YR ARM2.3751.0002.770
Imperial Mortgage LLC
263-6363
NMLS#289505
15-YR Fixed2.1251.4832.450
30-YR Fixed2.8751.9143.090
5-YR ARM   
loanDepot
913-5800
NMLS#174457
15-YR Fixed2.2501.9172.551
30-YR Fixed2.9902.3983.197
5-YR ARM2.5001.2552.777
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed2.8750.0002.945
30-YR Fixed3.5000.0003.542
5-YR ARM   
Territorial Savings Bank
946-1400
NMLS#449554
15-YR Fixed2.1252.0002.439
30-YR Fixed3.0001.7503.156
5-YR ARM