Wednesday, July 28, 2021

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Acclaim Capital Mortgage
383-5931
NMLS#304090
15-YR Fixed2.0000.0002.077
30-YR Fixed2.6550.0002.697
5-YR ARM   
Aloha Pacific Federal Credit Union
531-3711
NMLS#377314
15-YR Fixed2.0001.3752.335
30-YR Fixed2.5002.0002.733
5-YR ARM2.5000.5002.615
American Savings Bank, F.S.B
593-1226
NMLS#423168
15-YR Fixed1.7502.1252.129
30-YR Fixed2.5002.1252.712
5-YR ARM   
Bank of Hawaii
877-616-2636
NMLS#
15-YR Fixed2.1250.3752.178
30-YR Fixed2.6251.2502.722
5-YR ARM2.1250.8752.606
Central Pacific Bank
544-0500
NMLS#416603
15-YR Fixed1.8751.7502.210
30-YR Fixed2.5001.8752.696
5-YR ARM2.5000.0002.949
Finance Factors, Ltd.
548-3300
NMLS#449916
15-YR Fixed1.7502.2502.236
30-YR Fixed2.5002.1252.760
5-YR ARM3.3751.5003.593
First Hawaiian Bank
643-4663
NMLS#
15-YR Fixed1.8751.5002.240
30-YR Fixed2.6251.1252.800
5-YR ARM2.0001.0002.480
Guild Mortgage
263-4622
NMLS#3274
15-YR Fixed2.0001.0002.273
30-YR Fixed2.6251.7502.812
5-YR ARM2.2502.0002.462
Hawaii State Federal Credit Union
447-3480
NMLS#405316
15-YR Fixed2.0000.8752.199
30-YR Fixed2.6251.5002.787
5-YR ARM   
Imperial Mortgage LLC
263-6363
NMLS#289505
15-YR Fixed1.7500.8601.983
30-YR Fixed2.2501.9642.462
5-YR ARM   
loanDepot
913-5800
NMLS#174457
15-YR Fixed1.8751.7642.153
30-YR Fixed2.6251.6622.770
5-YR ARM2.5000.6582.731
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed2.6250.0002.694
30-YR Fixed3.2500.0003.290
5-YR ARM   
Territorial Savings Bank
946-1400
NMLS#449554
15-YR Fixed2.0000.8752.183
30-YR Fixed2.5001.3752.640
5-YR ARM4.2502.0005.385
Violet Miranda Residential
& Commercial Mortgage LLC
623-4482
NMLS#250816
15-YR Fixed1.7500.3981.791
30-YR Fixed2.3750.8522.439
5-YR ARM