Wednesday, December 6, 2023

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Pacific Federal Credit Union
808-531-3711
NMLS#377314
15-YR Fixed 5.500 2.000 5.992
30-YR Fixed 6.125 2.000 6.429
5-YR ARM 5.875 1.875 6.161
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 5.625 2.000 6.070
30-YR Fixed 6.125 2.125 6.412
5-YR ARM 6.000 1.500 7.386
Bank of Hawaii
877-616-2636
15-YR Fixed 6.125 0.875 6.263
30-YR Fixed 6.250 1.750 6.418
5-YR ARM 6.250 0.750 7.375
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 5.750 2.125 6.228
30-YR Fixed 6.250 1.875 6.521
5-YR ARM 7.375 0.000 8.004
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 5.750 2.000 6.298
30-YR Fixed 6.250 2.125 6.601
5-YR ARM 6.375 1.500 7.800
First Hawaiian Bank
808-643-4663
15-YR Fixed 5.625 2.000 6.130
30-YR Fixed 6.250 1.875 6.550
5-YR ARM 5.750 2.000 7.440
Hawaii Paradise Mortgage
808-888-9013
NMLS#790278
15-YR Fixed 5.500 2.250 5.986
30-YR Fixed 6.000 2.250 6.228
5-YR ARM 7.000 1.375 8.304
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 6.000 1.625 6.420
30-YR Fixed 6.500 1.375 6.737
5-YR ARM 6.000 1.000 7.422
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed 7.000 0.000 7.181
30-YR Fixed 7.000 0.000 7.112
5-YR ARM
Territorial Savings Bank
808-946-1400
NMLS#449554
15-YR Fixed 5.750 2.000 6.095
30-YR Fixed 6.375 1.750 6.565
5-YR ARM
Violet Miranda Residential &
Commercial Mortgage, LLC

808-623-4482
NMLS#250816
15-YR Fixed 5.375 1.047 5.630
30-YR Fixed 6.000 1.032 6.150
5-YR ARM