Wednesday, January 8, 2025
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.750 | 2.000 | 6.198 |
| 30-YR Fixed | 6.625 | 2.125 | 6.924 | |
| 5-YR ARM | 6.000 | 2.125 | 7.010 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 6.250 | 0.875 | 6.389 |
| 30-YR Fixed | 6.625 | 1.875 | 6.809 | |
| 5-YR ARM | 5.625 | 1.875 | 6.742 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.750 | 2.000 | 6.207 |
| 30-YR Fixed | 6.500 | 2.000 | 6.789 | |
| 5-YR ARM | 6.750 | 0.000 | 7.242 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.750 | 2.000 | 6.298 |
| 30-YR Fixed | 6.625 | 2.000 | 6.974 | |
| 5-YR ARM | 6.000 | 1.500 | 7.063 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.750 | 2.125 | 6.280 |
| 30-YR Fixed | 6.625 | 2.000 | 6.950 | |
| 5-YR ARM | 5.625 | 2.125 | 6.910 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 5.875 | 1.750 | 6.312 |
| 30-YR Fixed | 6.625 | 1.750 | 6.903 | |
| 5-YR ARM | 6.250 | 1.750 | 7.091 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 5.500 | 1.992 | 5.811 |
| 30-YR Fixed | 6.375 | 1.923 | 6.644 | |
| 5-YR ARM | ||||
|
Kama'aina Mortgage Group 808-888-9013 NMLS#1276471 |
15-YR Fixed | 5.750 | 1.439 | 6.183 |
| 30-YR Fixed | 6.375 | 1.561 | 6.654 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 5.875 | 1.750 | 6.181 |
| 30-YR Fixed | 6.500 | 1.625 | 6.677 | |
| 5-YR ARM |