Wednesday, July 17, 2019
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage - a Kama'aina Company 383-5931 NMLS#304090 | 15-YR Fixed | 3.125 | 0.000 | 3.169 |
| 30-YR Fixed | 3.625 | 0.000 | 3.630 | |
| 5-YR ARM | 3.500 | 0.000 | 4.296 | |
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.875 | 1.500 | 3.242 |
| 30-YR Fixed | 3.375 | 1.500 | 3.582 | |
| 5-YR ARM | 3.250 | 1.750 | 4.283 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.750 | 1.875 | 3.113 |
| 30-YR Fixed | 3.500 | 1.625 | 3.688 | |
| 5-YR ARM | 3.250 | 0.000 | 3.303 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.750 | 1.875 | 3.021 |
| 30-YR Fixed | 3.375 | 1.875 | 3.527 | |
| 5-YR ARM | 2.625 | 1.625 | 4.116 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.750 | 1.875 | 3.121 |
| 30-YR Fixed | 3.375 | 1.625 | 3.566 | |
| 5-YR ARM | 3.125 | 0.000 | 4.577 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.750 | 1.375 | 3.032 |
| 30-YR Fixed | 3.250 | 2.000 | 3.468 | |
| 5-YR ARM | 4.750 | 1.500 | 5.541 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.750 | 1.750 | 3.160 |
| 30-YR Fixed | 3.250 | 2.375 | 3.530 | |
| 5-YR ARM | 2.750 | 1.000 | 4.040 | |
| Guild Mortgage Company 263-4622 NMLS#3274 | 15-YR Fixed | 2.875 | 1.500 | 3.137 |
| 30-YR Fixed | 3.375 | 2.000 | 3.586 | |
| 5-YR ARM | 3.125 | 1.500 | 3.318 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 3.250 | 0.250 | 3.377 |
| 30-YR Fixed | 3.750 | 0.375 | 3.835 | |
| 5-YR ARM | 3.125 | 1.375 | 4.329 | |
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 2.750 | 1.845 | 3.121 |
| 30-YR Fixed | 3.375 | 1.732 | 3.756 | |
| 5-YR ARM | 3.750 | 0.999 | 4.689 | |
| Legacy Mortgage, Inc. 545-2212 NMLS#389862 | 15-YR Fixed | 2.750 | 1.875 | 3.090 |
| 30-YR Fixed | 3.250 | 2.045 | 3.454 | |
| 5-YR ARM | 2.750 | 1.375 | 3.997 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 3.125 | 0.000 | 3.372 |
| 30-YR Fixed | 3.750 | 1.125 | 3.987 | |
| 5-YR ARM | 3.625 | 0.250 | 3.786 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.750 | 2.000 | 3.101 |
| 30-YR Fixed | 3.375 | 1.750 | 3.551 | |
| 5-YR ARM | 4.250 | 2.000 | 5.691 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 2.750 | 1.207 | 2.950 |
| 30-YR Fixed | 3.250 | 1.397 | 3.362 | |
| 5-YR ARM | 3.125 | 1.323 | 3.230 |