Wednesday, September 28, 2022
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage 383-5931 NMLS#304090 | 15-YR Fixed | 4.875 | 1.940 | 5.257 |
| 30-YR Fixed | 5.999 | 1.447 | 6.186 | |
| 5-YR ARM | ||||
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 5.250 | 1.875 | 5.717 |
| 30-YR Fixed | 5.875 | 1.750 | 6.149 | |
| 5-YR ARM | ||||
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 5.375 | 2.125 | 5.834 |
| 30-YR Fixed | 6.125 | 1.875 | 6.387 | |
| 5-YR ARM | ||||
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 5.375 | 2.375 | 5.746 |
| 30-YR Fixed | 6.000 | 2.250 | 6.214 | |
| 5-YR ARM | 4.625 | 2.500 | 5.159 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 5.375 | 1.875 | 5.892 |
| 30-YR Fixed | 6.000 | 2.000 | 6.332 | |
| 5-YR ARM | 5.625 | 1.500 | 6.689 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 5.375 | 2.250 | 5.920 |
| 30-YR Fixed | 6.000 | 2.125 | 6.320 | |
| 5-YR ARM | 5.125 | 1.000 | 5.310 | |
| Hawaii Paradise Mortgage 888-9013 NMLS#790278 | 15-YR Fixed | 4.875 | 2.224 | 5.149 |
| 30-YR Fixed | 5.375 | 2.120 | 5.590 | |
| 5-YR ARM | 4.875 | 1.500 | 6.244 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 5.250 | 1.625 | 5.653 |
| 30-YR Fixed | 5.875 | 2.000 | 6.160 | |
| 5-YR ARM | ||||
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 4.990 | 1.828 | 5.400 |
| 30-YR Fixed | 5.500 | 1.625 | 5.713 | |
| 5-YR ARM | ||||
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 6.125 | 0.000 | 2.945 |
| 30-YR Fixed | 7.125 | 0.000 | 3.542 | |
| 5-YR ARM | ||||
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 5.375 | 1.750 | 5.679 |
| 30-YR Fixed | 6.000 | 1.875 | 6.190 | |
| 5-YR ARM | ||||
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 4.875 | 0.840 | 5.090 |
| 30-YR Fixed | 5.750 | 1.164 | 5.910 | |
| 5-YR ARM |