Wednesday, June 12, 2024

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 5.500 2.000 5.942
30-YR Fixed 6.375 1.875 6.643
5-YR ARM 5.875 2.000 7.313
Bank of Hawaii
877-616-2636
15-YR Fixed 6.000 1.000 6.157
30-YR Fixed 6.375 1.625 6.532
5-YR ARM 6.250 0.875 7.387
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 5.500 2.125 5.971
30-YR Fixed 6.125 2.000 6.405
5-YR ARM 7.000 0.000 7.849
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 5.375 2.125 5.933
30-YR Fixed 6.000 2.250 6.356
5-YR ARM 6.500 1.500 7.852
First Hawaiian Bank
808-643-4663
15-YR Fixed 5.625 2.250 6.170
30-YR Fixed 6.375 2.125 6.700
5-YR ARM 5.875 2.000 7.500
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 5.625 1.500 6.016
30-YR Fixed 6.250 1.750 6.519
5-YR ARM 6.125 1.000 7.501
Imperial Mortgage LLC
808-263-6363
NMLS#289505
15-YR Fixed 5.875 1.723 6.225
30-YR Fixed 6.250 1.750 6.500
5-YR ARM
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed 6.750 0.000 7.100
30-YR Fixed 7.000 0.000 7.218
5-YR ARM
Territorial Savings Bank
808-946-1400
NMLS#449554
15-YR Fixed 5.625 2.000 5.968
30-YR Fixed 6.250 1.500 6.412
5-YR ARM
Violet Miranda Residential
& Commercial Mortgage, LLC

808-623-4482
NMLS#250816
15-YR Fixed 5.250 1.070 5.510
30-YR Fixed 5.999 0.961 6.140
5-YR ARM