Wednesday, June 3, 2020
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage - a Kama'aina Company 383-5931 NMLS#304090 | 15-YR Fixed | 2.375 | 0.000 | 2.420 |
| 30-YR Fixed | 2.750 | 0.680 | 2.838 | |
| 5-YR ARM | ||||
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.375 | 0.125 | 2.535 |
| 30-YR Fixed | 2.625 | 0.875 | 2.771 | |
| 5-YR ARM | 2.500 | 0.125 | 2.834 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.375 | 2.000 | 2.749 |
| 30-YR Fixed | 2.875 | 1.875 | 3.073 | |
| 5-YR ARM | 3.125 | 0.000 | 3.258 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.500 | 1.500 | 2.715 |
| 30-YR Fixed | 3.125 | 1.125 | 3.214 | |
| 5-YR ARM | 2.250 | 0.750 | 2.884 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.375 | 1.125 | 2.629 |
| 30-YR Fixed | 2.875 | 1.875 | 3.078 | |
| 5-YR ARM | 2.625 | 0.000 | 3.073 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.250 | 1.875 | 2.689 |
| 30-YR Fixed | 2.750 | 1.875 | 2.994 | |
| 5-YR ARM | 3.375 | 1.500 | 3.585 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.500 | 1.250 | 2.840 |
| 30-YR Fixed | 3.000 | 1.000 | 3.170 | |
| 5-YR ARM | 2.250 | 1.000 | 2.810 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.500 | 0.625 | 2.671 |
| 30-YR Fixed | 3.125 | 0.750 | 3.233 | |
| 5-YR ARM | ||||
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 2.250 | 1.782 | 2.607 |
| 30-YR Fixed | 2.750 | 1.473 | 2.922 | |
| 5-YR ARM | 2.875 | 1.948 | 3.089 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 2.750 | 0.625 | 3.083 |
| 30-YR Fixed | 3.125 | 0.500 | 3.300 | |
| 5-YR ARM | 3.750 | 1.625 | 4.030 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.375 | 2.000 | 2.723 |
| 30-YR Fixed | 3.000 | 1.375 | 3.143 | |
| 5-YR ARM | 4.250 | 2.000 | 5.385 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 2.375 | 1.122 | 2.382 |
| 30-YR Fixed | 2.500 | 2.012 | 2.530 | |
| 5-YR ARM |