Wednesday, February 21, 2024

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 5.750 2.000 6.198
30-YR Fixed 6.500 2.125 6.796
5-YR ARM 6.125 2.000 7.559
Bank of Hawaii
877-616-2636
15-YR Fixed 6.375 0.875 6.514
30-YR Fixed 6.500 1.625 6.658
5-YR ARM 6.250 1.000 7.399
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 5.750 2.250 6.248
30-YR Fixed 6.375 2.000 6.661
5-YR ARM 6.875 0.000 7.798
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 5.875 2.000 6.426
30-YR Fixed 6.375 2.250 6.742
5-YR ARM 6.375 1.500 7.583
First Hawaiian Bank
808-643-4663
15-YR Fixed 5.875 2.125 6.410
30-YR Fixed 6.500 2.125 6.830
5-YR ARM 6.000 2.000 7.560
Hawaii Paradise Mortgage
808-888-9013
NMLS#790278
15-YR Fixed 5.625 1.555 6.093
30-YR Fixed 6.250 2.180 6.372
5-YR ARM 6.000 1.375 7.329
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 6.000 1.375 6.379
30-YR Fixed 6.500 1.500 6.750
5-YR ARM 6.375 1.125 7.577
Imperial Mortgage LLC
808-263-6363
NMLS#289505
15-YR Fixed 5.625 1.785 6.061
30-YR Fixed 6.250 2.000 6.510
5-YR ARM
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed 7.000 0.000 7.181
30-YR Fixed 7.250 0.000 7.365
5-YR ARM
Territorial Savings Bank
808-946-1400
NMLS#449554
15-YR Fixed 5.875 1.875 6.201
30-YR Fixed 6.250 2.000 6.461
5-YR ARM
Violet Miranda Residential &
Commercial Mortgage, LLC

808-623-4482
NMLS#250816
15-YR Fixed 5.530 1.104 5.760
30-YR Fixed 6.375 0.826 6.510
5-YR ARM