Wednesday, September 18, 2019
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage - a Kama'aina Company 383-5931 NMLS#304090 | 15-YR Fixed | 3.250 | 0.000 | 3.286 |
| 30-YR Fixed | 3.625 | 0.000 | 3.645 | |
| 5-YR ARM | ||||
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.875 | 1.750 | 3.279 |
| 30-YR Fixed | 3.250 | 1.375 | 3.444 | |
| 5-YR ARM | 3.250 | 1.625 | 4.193 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.875 | 2.000 | 3.259 |
| 30-YR Fixed | 3.500 | 1.875 | 3.709 | |
| 5-YR ARM | 3.000 | 0.000 | 3.214 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.875 | 1.500 | 3.092 |
| 30-YR Fixed | 3.250 | 1.875 | 3.401 | |
| 5-YR ARM | 2.875 | 0.750 | 4.061 | |
| Central Pacific Bank 544-0500 NMLS#416603 | 15-YR Fixed | 2.750 | 1.375 | 3.047 |
| 30-YR Fixed | 3.250 | 2.000 | 3.469 | |
| 5-YR ARM | 3.000 | 0.250 | 4.068 | |
| Finance Factors, Ltd. 548-3300 NMLS#449916 | 15-YR Fixed | 2.750 | 1.750 | 3.087 |
| 30-YR Fixed | 3.250 | 2.000 | 3.468 | |
| 5-YR ARM | 4.625 | 1.500 | 5.337 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.750 | 2.125 | 3.220 |
| 30-YR Fixed | 3.250 | 2.125 | 3.510 | |
| 5-YR ARM | 2.750 | 1.000 | 3.960 | |
| Guild Mortgage Company 263-4622 NMLS#3274 | 15-YR Fixed | 2.875 | 1.875 | 3.151 |
| 30-YR Fixed | 3.500 | 1.750 | 3.657 | |
| 5-YR ARM | 3.125 | 1.750 | 3.219 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.875 | 1.625 | 3.198 |
| 30-YR Fixed | 3.500 | 2.000 | 3.717 | |
| 5-YR ARM | 3.250 | 1.000 | 4.625 | |
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 2.750 | 1.893 | 3.106 |
| 30-YR Fixed | 3.375 | 1.740 | 3.752 | |
| 5-YR ARM | 3.125 | 1.720 | 4.235 | |
| Legacy Mortgage, Inc. 382-1371 NMLS#389862 | 15-YR Fixed | 2.625 | 2.491 | 3.054 |
| 30-YR Fixed | 3.125 | 2.627 | 3.248 | |
| 5-YR ARM | 3.000 | 2.572 | 4.088 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 3.000 | 1.750 | 3.505 |
| 30-YR Fixed | 3.500 | 1.750 | 3.785 | |
| 5-YR ARM | 3.250 | 1.000 | 3.468 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.750 | 2.000 | 3.101 |
| 30-YR Fixed | 3.375 | 1.875 | 3.561 | |
| 5-YR ARM | 4.250 | 2.000 | 5.691 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 2.875 | 1.411 | 3.077 |
| 30-YR Fixed | 3.250 | 1.476 | 3.368 | |
| 5-YR ARM | 3.125 | 1.653 | 3.256 |