Wednesday, September 27, 2023

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender Term/Type Interest Rate % Points % *APR
Aloha Pacific Federal Credit Union
808-531-3711
NMLS#377314
15-YR Fixed 5.875 3.125 6.560
30-YR Fixed 6.875 1.875 7.183
5-YR ARM 5.875 0.875 6.065
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 6.500 1.875 6.946
30-YR Fixed 7.125 1.750 7.398
5-YR ARM 6.875 2.000 7.871
Bank of Hawaii
877-616-2636
15-YR Fixed 6.750 1.500 6.992
30-YR Fixed 7.375 0.875 7.464
5-YR ARM 6.625 1.875 7.662
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 6.500 2.250 7.017
30-YR Fixed 7.000 2.000 7.302
5-YR ARM 7.625 0.000 8.108
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 6.375 1.875 6.919
30-YR Fixed 7.000 2.125 7.373
5-YR ARM 6.750 1.500 8.028
First Hawaiian Bank
808-643-4663
15-YR Fixed 6.250 2.375 6.830
30-YR Fixed 6.875 2.375 7.240
5-YR ARM 6.500 2.250 7.790
Hawaii Paradise Mortgage
808-888-9013
NMLS#790278
15-YR Fixed 6.250 1.377 6.604
30-YR Fixed 6.750 2.127 6.977
5-YR ARM 6.750 1.500 8.073
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 6.750 1.625 7.188
30-YR Fixed 7.250 1.500 7.517
5-YR ARM 6.375 1.250 7.602
Matanuska Valley Federal Credit Union
907-745-9165
NMLS#418470
15-YR Fixed 7.125 0.000 7.308
30-YR Fixed 8.000 0.000 8.123
5-YR ARM
Territorial Savings Bank
808-946-1400
NMLS#449554
15-YR Fixed 6.750 1.750 7.064
30-YR Fixed 7.250 1.875 7.450
5-YR ARM
Violet Miranda Residential &
Commercial Mortgage, LLC

808-623-4482
NMLS#250816
15-YR Fixed 6.000 1.391 6.310
30-YR Fixed 6.875 0.992 7.030
5-YR ARM