Wednesday, July 10, 2024
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.500 | 2.000 | 5.942 |
| 30-YR Fixed | 6.250 | 2.250 | 6.552 | |
| 5-YR ARM | 5.750 | 2.125 | 7.202 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 6.250 | 1.000 | 6.408 |
| 30-YR Fixed | 6.375 | 1.750 | 6.544 | |
| 5-YR ARM | 6.125 | 1.000 | 7.342 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.625 | 2.000 | 6.079 |
| 30-YR Fixed | 6.250 | 2.125 | 6.546 | |
| 5-YR ARM | 7.000 | 0.000 | 7.849 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.500 | 2.000 | 6.041 |
| 30-YR Fixed | 6.250 | 1.750 | 6.564 | |
| 5-YR ARM | 6.375 | 1.500 | 7.728 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.750 | 1.750 | 6.220 |
| 30-YR Fixed | 6.375 | 1.875 | 6.680 | |
| 5-YR ARM | 5.875 | 2.000 | 7.500 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 5.625 | 1.625 | 6.036 |
| 30-YR Fixed | 6.375 | 1.375 | 6.610 | |
| 5-YR ARM | 6.125 | 1.000 | 7.501 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 5.375 | 1.862 | 5.775 |
| 30-YR Fixed | 5.990 | 2.091 | 6.269 | |
| 5-YR ARM | ||||
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 6.875 | 0.000 | 7.158 |
| 30-YR Fixed | 7.250 | 0.000 | 7.430 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 5.750 | 1.750 | 6.055 |
| 30-YR Fixed | 6.125 | 2.000 | 6.334 | |
| 5-YR ARM | ||||
|
Violet Miranda Residential & Commercial Mortgage, LLC 808-623-4482 NMLS#250816 |
15-YR Fixed | 5.250 | 1.202 | 5.530 |
| 30-YR Fixed | 5.999 | 1.240 | 6.170 | |
| 5-YR ARM |