Wednesday, July 15, 2020
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
| Acclaim Capital Mortgage - a Kama'aina Company 383-5931 NMLS#304090 | 15-YR Fixed | 2.375 | 0.000 | 2.418 |
| 30-YR Fixed | 2.750 | 0.000 | 2.781 | |
| 5-YR ARM | ||||
| Aloha Pacific Federal Credit Union 531-3711 NMLS#377314 | 15-YR Fixed | 2.500 | 0.000 | 2.643 |
| 30-YR Fixed | 2.750 | 0.125 | 2.838 | |
| 5-YR ARM | 2.500 | 0.000 | 2.742 | |
| American Savings Bank, F.S.B 593-1226 NMLS#423168 | 15-YR Fixed | 2.000 | 1.750 | 2.330 |
| 30-YR Fixed | 2.625 | 1.750 | 2.809 | |
| 5-YR ARM | 2.875 | 0.000 | 3.170 | |
| Bank of Hawaii 877-616-2636 NMLS# | 15-YR Fixed | 2.375 | 1.000 | 2.517 |
| 30-YR Fixed | 3.000 | 0.000 | 3.000 | |
| 5-YR ARM | 2.375 | 0.625 | 2.835 | |
| First Hawaiian Bank 643-4663 NMLS# | 15-YR Fixed | 2.375 | 1.125 | 2.690 |
| 30-YR Fixed | 2.750 | 1.000 | 2.910 | |
| 5-YR ARM | 2.250 | 1.000 | 2.730 | |
| Hawaii State Federal Credit Union 447-3480 NMLS#405316 | 15-YR Fixed | 2.375 | 0.125 | 2.473 |
| 30-YR Fixed | 2.875 | 0.125 | 2.931 | |
| 5-YR ARM | ||||
| Imperial Mortgage LLC 263-6363 NMLS#289505 | 15-YR Fixed | 2.000 | 1.838 | 2.363 |
| 30-YR Fixed | 2.500 | 1.937 | 2.706 | |
| 5-YR ARM | 3.250 | 1.620 | 3.438 | |
| Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 | 15-YR Fixed | 2.625 | 0.375 | 2.920 |
| 30-YR Fixed | 2.875 | 0.375 | 3.037 | |
| 5-YR ARM | 3.875 | 1.250 | 4.125 | |
| Territorial Savings Bank 946-1400 NMLS#449554 | 15-YR Fixed | 2.375 | 1.125 | 2.596 |
| 30-YR Fixed | 2.750 | 1.375 | 2.892 | |
| 5-YR ARM | 4.250 | 2.000 | 5.385 | |
| Violet Miranda Residential & Commercial Mortgage LLC 623-4482 NMLS#250816 | 15-YR Fixed | 2.250 | 0.331 | 2.392 |
| 30-YR Fixed | 2.500 | 0.777 | 2.559 | |
| 5-YR ARM |