Wednesday, November 27, 2024
Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.375 | 2.125 | 5.834 |
| 30-YR Fixed | 6.250 | 2.125 | 6.540 | |
| 5-YR ARM | 5.500 | 2.000 | 6.870 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.875 | 0.875 | 6.012 |
| 30-YR Fixed | 6.250 | 1.875 | 6.430 | |
| 5-YR ARM | 5.250 | 1.875 | 6.573 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.375 | 2.250 | 5.863 |
| 30-YR Fixed | 6.000 | 2.250 | 6.302 | |
| 5-YR ARM | 6.625 | 0.000 | 7.337 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.500 | 2.250 | 6.081 |
| 30-YR Fixed | 6.125 | 2.500 | 6.510 | |
| 5-YR ARM | 6.000 | 1.500 | 7.137 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.500 | 1.875 | 5.990 |
| 30-YR Fixed | 6.250 | 1.875 | 6.550 | |
| 5-YR ARM | 5.500 | 2.000 | 6.920 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 5.625 | 1.500 | 6.016 |
| 30-YR Fixed | 6.250 | 2.000 | 6.544 | |
| 5-YR ARM | 5.875 | 1.625 | 7.075 | |
|
Kama'aina Mortgage Group 808-888-9013 NMLS#1276471 |
15-YR Fixed | 5.375 | 1.021 | 5.648 |
| 30-YR Fixed | 5.875 | 1.500 | 6.086 | |
| 5-YR ARM | ||||
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 6.500 | 0.000 | 6.733 |
| 30-YR Fixed | 7.000 | 0.000 | 7.237 | |
| 5-YR ARM | ||||
|
Territorial Savings Bank 808-946-1400 NMLS#449554 |
15-YR Fixed | 5.625 | 1.750 | 5.929 |
| 30-YR Fixed | 6.125 | 2.000 | 6.334 | |
| 5-YR ARM | ||||
|
Violet Miranda Residential & Commercial Mortgage, LLC 808-623-4482 NMLS#250816 |
15-YR Fixed | 5.125 | 0.959 | 5.360 |
| 30-YR Fixed | 5.875 | 0.991 | 6.020 | |
| 5-YR ARM |